48 Gingerwood, Irvine, CA 92603 Property Records

Orange County property record for 48 Gingerwood, Irvine, CA 92603

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,643 sqft · built 2004
Owner	2 Individual Names on File
Last Sale	$743,000 (Jun 2015)
Tax Bill	$10,365 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`931-216-93`

Property Details

APN / Parcel Number

Primary APN	`931-216-93`
Alternative APN	`478-442-25`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,643 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	48 GINGERWOOD
City	IRVINE
State	CA
Zip	92603-0114
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 16324 BLK LOT 7 UN 323 TRACT 16324, LOT 7 OF PROJECT 931-21 LOCATED ON
Legal Subdivision	WHISPERING GLEN CONDOS
Legal Tract	16324
Legal Lot Number	7
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2010
Census Tract	62655

Owner

48 Gingerwood, a condominium, is owned and occupied by two individuals who bought it in June 2015.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 GINGERWOOD, IRVINE, CA 92603-0114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2015 · Amount on File
Deed Sale	Jun 26, 2015 · Amount on File
Prior Sale	Mar 28, 2007 · Amount on File
Deed Document Number	2015336028
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	48 GINGERWOOD, IRVINE, CA 92603-0114
Transaction Type	Mortgage
Record Updated	Sep 12, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 GINGERWOOD, IRVINE, CA 92603-0114

Mortgage

Document Number	0000508828
Date	Aug 12, 2021
Instrument	2021000508828

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	48 GINGERWOOD, IRVINE, CA 92603-0114
Transaction Type	Mortgage
Record Updated	Sep 12, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 GINGERWOOD, IRVINE, CA 92603-0114

Mortgage

Document Number	0000100905
Date	Feb 11, 2021
Instrument	2021000100905

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	176 Months
Due	Oct 1, 2035

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	48 GINGERWOOD, IRVINE, CA 92603-0114
Transaction Type	Mortgage
Record Updated	Sep 12, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 GINGERWOOD, IRVINE, CA 92603-0114

Mortgage

Document Number	0000015705
Date	Jan 12, 2022
Instrument	2022000015705

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	48 GINGERWOOD, IRVINE, CA 92603-0114
Document Number	0000118104
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	48 GINGERWOOD IRVINE CA 926030114, IRVINE, CA 92603-0114

Mortgage

Document Number	0000118104
Date	Mar 17, 2020
Instrument	118104

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 16, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 48 Gingerwood was $10,365.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$910,830 (+2%) Land $647,443 Building $263,387
2025	$10,365.00	$892,971 Land $634,748 Building $258,223
2023	$11,313.00 (+1.91%)	$858,297 Land $610,100 Building $248,197
2022	$11,101.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 48 Gingerwood in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Gingerwood is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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