Jefferson County property record for 48 Flora Dr, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,566 sqft · built 1948 |
| Lot Size | 0.515 acres (22,470 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,183 (2023) |
| Deeds & Mortgages | May 2023 Line of Credit Sep 2022 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 193.006.03009025 |
| Primary APN | 193.006.03009025 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,566 sqft Living Area |
| 1st Floor Area | 1,566 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 22,470 sqft |
| Garage Type | Attached |
| Garage Area | 406 sqft |
| Porch | Porch |
| Porch Area | 93 sqft |
| Patio Area | 247 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 48 FLORA DR |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-1711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | FAIRVIEW 2ND ADD 1ST RESUB LOTS 14 & 15 |
| Legal Range | 06 |
| Legal Township | 40 |
| Legal Section | 06 |
| Legal Quarter | SW |
| Legal Subdivision | FAIRVIEW 2ND RESUB |
| Legal Block | 9 |
| Legal Lot Number | 14-15 15 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 5 |
| Census Block | 5033 |
| Census Tract | 700801 |
Source: Jefferson County records · APN 193.006.03009025
Assessment roll updated May 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 N MILL ST, FESTUS, MO 63028-1420 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF BLOOMSDALE |
| Sep 19, 2022 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Apr 27, 2021 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 27, 2021 |
| Deed Sale | Apr 27, 2021 |
| Prior Sale | Apr 27, 2021 |
| Deed Document Number | 2021R018421 |
| Last Transfer Date | Sep 19, 2022 |
| Transfer Doc | 0000030609 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 48 FLORA DR, FESTUS, MO 63028-1711 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 705 N MILL ST, FESTUS, MO 63028-1420 |
| Document Number | 0000012532 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 2023R-012532 |
| Name | BANK OF BLOOMSDALE |
|---|---|
| Type | Bank |
| Address | CRYSTAL CITY, MO 63019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Sep 19, 2022 |
| Property Address | 48 FLORA DR, FESTUS, MO 63028-1711 |
| Document Number | 0000030609 |
| Map Reference | MB 9 PG 3 |
| Instrument Date | Sep 08, 2022 |
| Instrument | 2022R-030609 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 N MILL ST, FESTUS, MO 63028-1420 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Apr 27, 2021 |
| Property Address | 48 FLORA DR, FESTUS, MO 63028-1711 |
| Document Number | 2021R018421 |
| Map Reference | MB 9 PG 3 |
| Instrument Date | Apr 20, 2021 |
| Instrument | 2021R-018421 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Title Company | NOT AVAILABLE, UST |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23 PARKVILLE LN, 23, FESTUS, MO 63028-2390 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 48 FLORA DR, FESTUS, MO 63028-1711 |
| Document Number | 2021R018424 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 2021R-018424 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Jefferson County records · Assessment roll updated May 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,900 (+9.05%) Land $1,800 Building $21,100 | ||
| 2024 | $120,400 (+8.96%) Land $9,400 Building $111,000 | ||
| 2023 | $1,183.00 | $21,000 Land $1,800 Building $19,200 | $110,500 Land $9,400 Building $101,100 |
Source: FEMA National Flood Hazard Layer as of October 2, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1986–2009) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | May 2009 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 377 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FESTUS PWS serves 13,000 people |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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