Jefferson County property record for 45 Flora Dr, Festus, MO 63028 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,274 sqft · built 1948 |
| Lot Size | 0.297 acres (12,973 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $940 (2023) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 193.006.03009008 |
| Primary APN | 193.006.03009008 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,274 sqft Living Area |
| 1st Floor Area | 1,274 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Construction Type | Frame |
| Lot Area | 12,973 sqft |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Porch |
| Porch Area | 126 sqft |
| Patio Area | 186 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 45 FLORA DR |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-1710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW 2ND RESUB LOT 16 |
| Legal Range | 06 |
| Legal Township | 40 |
| Legal Section | 06 |
| Legal Quarter | SW |
| Legal Subdivision | FAIRVIEW 2ND RESUB |
| Legal Block | 9 |
| Legal Lot Number | 16 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 5 |
| Census Block | 5032 |
| Census Tract | 700801 |
Source: Jefferson County records · APN 193.006.03009008
Assessment roll updated May 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 45 FLORA DR, FESTUS, MO 63028-1710 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 07, 2007 |
| Deed Sale | Aug 07, 2007 |
| Prior Sale | Sep 12, 2005 |
| Deed Document Number | 2007R-036307 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 45 FLORA DR, FESTUS, MO 63028-1710 |
| Document Number | 0000045646 |
| Instrument Date | Nov 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 FLORA DR FESTUS MO 630281710, FESTUS, MO 63028-1710 |
| Document Number | 0000045646 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 45646 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45227 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Nov 29, 2040 |
Source: Jefferson County records · Assessment roll updated May 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,000 (+7.78%) Land $1,800 Building $16,200 | ||
| 2024 | $94,900 (+8.21%) Land $9,400 Building $85,500 | ||
| 2023 | $940.00 | $16,700 Land $1,800 Building $14,900 | $87,700 Land $9,400 Building $78,300 |
Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290997008015, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 7 (1986–2009) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | May 2009, river or lake flooding, Severe Storms, Tornadoes, And Flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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