48 Finca Loop, Laredo, TX 78045 Property Records

Webb County property record for 48 Finca Loop, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details3,633 sqft · built 2021
Lot Size0.442 acres (19,276 sqft)
OwnerIndividual Name on Record
Tax Bill$5,006 (2024)
Deeds & MortgagesMay 2021 Mortgage
Oct 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN989-83001-160

Property Details

APN / Parcel Number

Primary APN989-83001-160
Alternative APN
  • 598327

Interior

Stories1 Story
Building Area3,633 sqft Living Area

Exterior

Year BuiltBuilt 2021
Exterior MaterialStucco
Foundation TypeConcrete
Roof TypeHip
Roof MaterialMetal
Lot Area19,276 sqft (0.442 acres)
Garage TypeAttached
Garage Area1,071 sqft
Parking Spaces4 Parking Spaces
Pool Area510 sqft
PorchOpen Porch
Porch Area737 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number598327
Street Address48 FINCA LOOP
CityLAREDO
StateTX
Zip78045-3405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN ISIDRO NORTHEAST ESTATE LOT, BLOCK 1, LOT 16
Legal SubdivisionSAN ISIDRO NORTHEAST ESTATE LOT
Legal Block1
Legal Lot Number16
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2017
Census Tract1727

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address48 FINCA LOOP, LAREDO, TX 78045-3405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
INTERNATIONAL BANK OF COMMERCE
Oct 22, 2025Vendor's Lien, Transfer · Conventional Mortgage
INTERNATIONAL BANK OF COMMERCE
May 19, 2021Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 27, 2020Special Warranty Deed, Transfer
LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2025
Deed SaleOct 22, 2025
Prior SaleMay 19, 2021
Deed Document Number1570992
Deed Book / Page5926 / 730
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address48 FINCA LOOP, LAREDO, TX 78045-3405
Transaction TypeMortgage
Record UpdatedOct 31, 2025
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005025/756
DateMay 19, 2021
Book Page5025/756
Instrument1429308
Lender
NameINTERNATIONAL BANK OF COMMERCE
TypeBank
AddressAUSTIN, TX 78758
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

October 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateOct 22, 2025
Property Address48 FINCA LOOP, LAREDO, TX 78045-3405
Document Number005926/730
Book / Page5926 / 730
Map ReferenceVOL 36 PG 49-51
Instrument DateOct 21, 2025
Instrument1570992
Transaction TypeTransfer
Record UpdatedOct 31, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 FINCA LOOP, LAREDO, TX 78045-3405

Mortgage

Document Number0001570994
DateOct 22, 2025
Instrument1570994
Lender
NameINTERNATIONAL BANK OF COMMERCE
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2040

Mortgage

Document Number005926/733
DateOct 22, 2025
Book Page5926/733
Instrument1570993
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Address8241 DOW CIR, STRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

May 2021: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateMay 19, 2021
Property Address48 FINCA LOOP, LAREDO, TX 78045-3405
Document Number005025/740
Book / Page5025 / 740
Map ReferenceVOL 36 PG 49-51
Instrument DateMay 13, 2021
Instrument1429306
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 31, 2025
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 FINCA LOOP, LAREDO, TX 78045-3405

Mortgage

Document Number0001429307
DateMay 19, 2021
Instrument1429307
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

October 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWEBB TX
Recording DateOct 27, 2020
Property Address48 FINCA LOOP, LAREDO, TX 78045-3405
Document Number004889/527
Book / Page4889 / 527
Map ReferenceVOL 36 PG 49-51
Instrument DateOct 26, 2020
Instrument1408382
Transaction TypeTransfer
Record UpdatedOct 31, 2025
Title CompanyLAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9901 MCPHERSON RD STE 201, 201, LAREDO, TX 78045-6399

Transferred To (Grantee/Buyer)

NameVerified Name
Address7617 AGATHA CHRISTIE DR, LAREDO, TX 78041-2069
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$804,762 (+1.68%) Land $338,101 Building $466,661$804,762 (+1.68%) Land $338,101 Building $466,661
2024$5,006.00 (+4.25%)
2023$791,473 Land $217,241 Building $574,232$791,473 Land $217,241 Building $574,232
2022$4,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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