38 Finca Loop, Laredo, TX 78045 Property Records

Webb County property record for 38 Finca Loop, Laredo, TX 78045

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.501 acres (21,834 sqft)
Owner	Individual Name on File
Tax Bill	$1,532 (2024)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-83001-110`

Property Details

APN / Parcel Number

Primary APN	`989-83001-110`
Alternative APN	`598322`

Exterior

Lot Area	21,834 sqft (0.501 acres)

Location & Zoning

Account Number	598322
Street Address	38 FINCA LOOP
City	LAREDO
State	TX
Zip	78045-3405
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SAN ISIDRO NORTHEAST ESTATE LOT, BLOCK 1, LOT 11
Legal Subdivision	SAN ISIDRO NORTHEAST ESTATE LOT
Legal Block	1
Legal Lot Number	11
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2017
Census Tract	1727

Owner

Source: Webb County records · APN 989-83001-110

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	8501 RAES CREEK DR, LAREDO, TX 78045-1919
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 2025
Deed Sale	Aug 13, 2025
Prior Sale	Jul 13, 2021
Deed Document Number	1565139
Deed Book / Page	5887 / 190
Record Updated	Jun 08, 2026

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 13, 2021
Property Address	38 FINCA LOOP, LAREDO, TX 78045-3405
Document Number	005064/662
Book / Page	5064 / 662
Map Reference	VOL 36 PG 49-51
Instrument Date	Jul 09, 2021
Instrument	1435387
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9901 MCPHERSON RD STE 201, 201, LAREDO, TX 78045-6399

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8501 RAES CREEK DR, LAREDO, TX 78045-1919

Mortgage

Document Number	0001435388
Date	Jul 13, 2021
Instrument	1435388

Lender

Name	COMMERCE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$275,000 (+35.14%) Land $275,000	$275,000 (+35.14%) Land $275,000
2024	$1,532.00 (+11.09%)
2023		$203,492 Land $203,492	$203,492 Land $203,492
2022	$1,379.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017272, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

Based on FCC filings for 674 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX2400001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LAREDO serves 260,046 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.