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48 Fair St, Apt C4, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 48 Fair St, Apt C4, Cold Spring, NY 10516

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,087 sqft · built 1972
Lot Size0.01 acres (436 sqft)
OwnerCompany Name on Record
Last Sale$250,000 (Feb 2022)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Jun 2018 Transfer
Flood ZoneZone X (minimal risk)
APN372601 48.8-3-8.-304

Property Details

APN / Parcel Number

Primary APN372601 48.8-3-8.-304
Alternative APN
  • 260104800800030080000304

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,087 sqft Living Area
1st Floor Area1,087 sqft

Exterior

Year BuiltBuilt 1972
Architectural StyleOther
Exterior MaterialWood
Foundation TypeRaised
Lot Area436 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Old Parcel Number260104800800030080000304
Street Address48 FAIR ST APT C4, C4
CityCOLD SPRING
StateNY
Zip10516-3009
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR10
Legal DescriptionLOT:8.000 BLK:3 SEC:48.08 DIST:372601 CITY/MUNI/TWP:COLD SPRING
Legal SubdivisionSPRING BROOK CONDO
Legal Block3
Legal Lot Number8.000
JurisdictionPUTNAM NY
Township / Civil DivisionPHILIPSTOWN
Census Block Group3
Census Block3004
Census Tract10700

Owner

Source: Putnam County and Philipstown Town records, as of February 23, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address48 FAIR ST APT C4, C4, COLD SPRING, NY 10516-3009
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2022Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jun 1, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2022 · Amount on Record
Deed SaleFeb 14, 2022 · Amount on Record
Prior SaleJun 1, 2018
Deed Document Number0002259271
Deed Book / Page2259 / 271
Record UpdatedJun 7, 2026

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionPUTNAM NY
Recording DateFeb 14, 2022
Property Address48 FAIR ST APT C4, C4, COLD SPRING, NY 10516-3009
Document Number0022590271
Book / Page2259 / 271
Map ReferenceLB 783
Instrument DateJan 21, 2022
Instrument15920-2022
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanySTEWART TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address223 GILBERT RD, 223, MOCKSVILLE, NC 27028-7660

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address44 FAIR ST APT E4, E4, COLD SPRING, NY 10516-3008

Mortgage

Document Number0075840258
DateFeb 14, 2022
Book Page7584/258
Instrument1593-2022
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPUTNAM NY
Recording DateJun 1, 2018
Property Address48 FAIR ST APT C4, C4, COLD SPRING, NY 10516-3009
Document Number0020800037
Book / Page002080 / 000037
Instrument DateMay 2, 2018
Instrument1501418
Transaction TypeTransfer
Record UpdatedAug 7, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address223 GILBERT RD MOCKSVILLE NC 270287660, MOCKSVILLE, NC 27028-7660

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of May 31, 2023

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionPhilipstown Town
MunicipalityCold Spring Village
Unified School DistrictHaldane Central School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$93,500 (-) Land $10,000 Building $83,500$265,474 (+11.73%) Land $28,393 Building $237,081
2022$93,500 Land $10,000 Building $83,500$237,611 Land $25,413 Building $212,198

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims9 (2011–2024)
Claims Outside the SFHA6 of 9
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLD SPRING VILLAGE
serves 2,666 people · EPA ID NY3903652
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fixed Wireless		300 / 20

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