48 Fair St, Apt C2, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 48 Fair St, Apt C2, Cold Spring, NY 10516

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,087 sqft · built 1972
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Oct 2020)
Tax Bill	$5,933 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372601 48.8-3-8.-302`

Property Details

APN / Parcel Number

Primary APN	`372601 48.8-3-8.-302`
Alternative APN	`260104800800030080000302`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	4 Units
Stories	1 Story
Building Area	1,087 sqft Living Area
1st Floor Area	1,087 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Townhouse
Exterior Material	Wood
Foundation Type	Raised
Lot Area	436 sqft (0.01 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	48 FAIR ST, C2
City	COLD SPRING
State	NY
Zip	10516-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	CONDO UNIT C-2
Legal Subdivision	SPRING BROOK CONDOMINIUM
Legal Block	3
Legal Lot Number	8.000
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	3
Census Block	3004
Census Tract	10700

Owner

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 FAIR ST, C2, COLD SPRING, NY 10516-3009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2020 · Amount on Record
Deed Sale	Oct 6, 2020 · Amount on Record
Deed Document Number	202081022020
Deed Book / Page	2177 / 343
Record Updated	Oct 29, 2026

October 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Oct 6, 2020
Property Address	48 FAIR ST APT C2, C2, COLD SPRING, NY 10516-3009
Document Number	0021770343
Book / Page	2177 / 343
Map Reference	LB 783 PG 946
Instrument Date	Sep 24, 2020
Instrument	8102-2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	THOROUGHBRED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34141 FURNACE DOCK RD, 34141, CORTLANDT MANOR, NY 10567

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	255 W 108TH ST APT 2D1, 2D1, NEW YORK, NY 10025-2920

Mortgage

Document Number	0007161250
Date	Oct 6, 2020
Instrument	7161/250

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Municipality	Cold Spring Village
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,500 (-) Land $10,000 Building $83,500	$304,858 (+14.84%)
2024	$5,933.00
2023		$93,500 (-) Land $10,000 Building $83,500	$265,474 (+11.73%) Land $28,393 Building $237,081
2022		$93,500 Land $10,000 Building $83,500	$237,611 Land $25,413 Building $212,198

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2011–2024)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20