48 Ernest St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 48 Ernest St, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 1926
Lot Size	0.069 acres (3,001 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,233 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`16-09105-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`16-09105-0000-00005`
Alternative APN	`1600108000000010`

Interior

Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	3,001 sqft (0.069 acres)
Lot Dimensions	100 ft deep x 30 ft wide

Location & Zoning

Old Parcel Number	1600108000000010
Street Address	48 ERNEST ST
City	NUTLEY
State	NJ
Zip	07110-3212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	30X100
Legal Block	9105
Legal Lot Number	5
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	5
Census Block	5003
Census Tract	13700

Owner

Source: Essex County and Nutley Township records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 ERNEST ST, NUTLEY, NJ 07110-3212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT LP
Aug 24, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 5, 2019	Grant Deed, Transfer · FHA Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 1984
Deed Sale	Jan 13, 1984
Deed Book / Page	4815 / 681
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Sep 8, 2026
Property Address	48 ERNEST ST, NUTLEY, NJ 07110-3212
Document Number	0000059304
Instrument Date	Aug 7, 2026
Instrument	202659304
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ERNEST ST, NUTLEY, NJ 07110-3212
Investor	Possibly a Property Investor

Mortgage

Document Number	0000059304,
Date	Sep 8, 2026
Instrument	202659304

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	48 ERNEST ST, NUTLEY, NJ 07110-3212
Document Number	0000085892
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ERNEST ST NUTLEY NJ 071103212, NUTLEY, NJ 07110-3212

Mortgage

Document Number	0000085892
Date	Sep 3, 2020
Instrument	85892

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 5, 2019
Property Address	48 ERNEST ST, NUTLEY, NJ 07110-3212
Document Number	0000061591
Instrument Date	Jun 10, 2019
Instrument	61591
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48 ERNEST ST NUTLEY NJ 071103212, NUTLEY, NJ 07110-3212

Mortgage

Document Number	61592
Date	Jul 5, 2019
Instrument	61592

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2049

Tax Assessment & Valuation

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,200 (-) Land $205,000 Building $211,200	$416,200 (-) Land $205,000 Building $211,200
2025	$11,233.00 (+2.55%)	$416,200 (-) Land $205,000 Building $211,200	$416,200 (-) Land $205,000 Building $211,200
2024	$10,954.00 (+20.33%)
2023		$416,200 Land $205,000 Building $211,200	$416,200 Land $205,000 Building $211,200
2022	$9,103.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	52 (1979–2021)
Claims Outside the SFHA	3 of 52
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 13 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 765 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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