44 Ernest St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 44 Ernest St, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 1953
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Dec 2023)
Tax Bill	$12,631 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2026 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`16-09105-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`16-09105-0000-00006`
Alternative APN	`1600108000000011`

Interior

Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	1600108000000011
Street Address	44 ERNEST ST
City	NUTLEY
State	NJ
Zip	07110-3212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	50X100
Legal Subdivision	TOWNSHIP/NUTLEY
Legal Block	9105
Legal Lot Number	6
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	5
Census Block	5003
Census Tract	13700

Owner

44 Ernest St is owned and occupied by an individual who bought it in December 2023.

Source: Essex County and Nutley Township records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	44 ERNEST ST, NUTLEY, NJ 07110-3212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Feb 13, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 14, 2023	Bargain and Sale Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FUNDING LLC
Dec 5, 2019	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jun 1, 2018	Grant Deed, Transfer NOT AVAILABLE
Mar 15, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2023 · Amount on File
Deed Sale	Dec 14, 2023 · Amount on File
Prior Sale	Dec 5, 2019 · Amount on File
Deed Document Number	202374824
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Sep 4, 2026
Property Address	44 ERNEST ST, NUTLEY, NJ 07110-3212
Document Number	0000059095
Instrument Date	Aug 28, 2026
Instrument	202659095
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 ERNEST ST, NUTLEY, NJ 07110-3212
Investor	Possibly a Property Investor

Mortgage

Document Number	0000059095,
Date	Sep 4, 2026
Instrument	202659095

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	44 ERNEST ST, NUTLEY, NJ 07110-3212
Transaction Type	Mortgage
Record Updated	Mar 11, 2026
Title Company	NU WORLD TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 ERNEST ST, NUTLEY, NJ 07110-3212

Mortgage

Document Number	0000009653
Date	Feb 13, 2026
Instrument	2026009653

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

December 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 14, 2023
Property Address	44 ERNEST ST, NUTLEY, NJ 07110-3212
Document Number	0000074824
Instrument Date	Dec 1, 2023
Instrument	2023074824
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 PINECREST RD, JERSEY CITY, NJ 07305-1223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 ERNEST ST, NUTLEY, NJ 07110-3212

Mortgage

Document Number	0000074825
Date	Dec 14, 2023
Instrument	2023074825

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	44 ERNEST ST, NUTLEY, NJ 07110-3212
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	BONAFIDE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058334
Date	Jun 24, 2020
Instrument	2020058334

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 5, 2019
Property Address	44 ERNEST ST, NUTLEY, NJ 07110-3212
Document Number	0000115210
Instrument Date	Nov 13, 2019
Instrument	115210
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	ABLE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 ERNEST ST NUTLEY NJ 071103212, NUTLEY, NJ 07110-3212

Mortgage

Document Number	115212
Date	Dec 5, 2019
Instrument	115212

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 1, 2018
Property Address	44 ERNEST ST, NUTLEY, NJ 07110-3212
Document Number	0000047817
Instrument Date	May 17, 2018
Instrument	47817
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$255.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 ERNEST ST NUTLEY NJ 071103212, NUTLEY, NJ 07110-3212

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 15, 2018
Property Address	44 ERNEST ST, NUTLEY, NJ 07110-3212
Document Number	0000023130
Instrument Date	Dec 2, 2016
Instrument	23130
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 44 Ernest St was $12,631, up 2.5% from the year before.

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$468,000 (-) Land $225,000 Building $243,000	$468,000 (-) Land $225,000 Building $243,000
2025	$12,631.00 (+2.55%)	$468,000 Land $225,000 Building $243,000	$468,000 Land $225,000 Building $243,000
2024	$12,317.00
2023		$459,100 (+27.99%) Land $225,000 Building $234,100	$459,100 (+27.99%) Land $225,000 Building $234,100
2022	$13,860.00 (+0.52%)	$358,700 Land $142,000 Building $216,700	$358,700 Land $142,000 Building $216,700
2021	$13,788.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Ernest St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	52 (1979–2021)
Claims Outside the SFHA	3 of 52
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 13 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 44 Ernest St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 765 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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