48 Emerald St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 48 Emerald St, Keene, NH 03431

Property Summary

Property Type	Commercial
Details	6,200 sqft · built 1902
Lot Size	0.33 acres (14,375 sqft)
Owner	Company Name on Record
Last Sale	$1,200,000 (Aug 2024)
Tax Bill	$17,567 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:584 L:67`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:584 L:67`
Alternative APN	`584067000000000`

Interior

Units	4 Units
Stories	2 Stories
Building Area	6,200 sqft Total Area
Gross Area	11,300 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	584067000000000
Street Address	48 EMERALD ST
City	KEENE
State	NH
Zip	03431-3601
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	DT-G
Legal Lot Number	67
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	2
Census Block	2012
Census Tract	971403

Owner

Source: Cheshire County and Keene City records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 361, KEENE, NH 03431-0361
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2024 · Amount on Record
Deed Sale	Aug 23, 2024 · Amount on Record
Deed Document Number	20245647
Deed Book / Page	3285 / 1093
Record Updated	Jun 8, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEENE CITY NH
Recording Date	Aug 23, 2024
Property Address	48 EMERALD ST, KEENE, NH 03431-3601
Document Number	03285-1093
Book / Page	3285 / 1093
Instrument Date	Aug 23, 2024
Instrument	2405647
Transaction Type	Transfer
Record Updated	Dec 8, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 361, KEENE, NH 03431-0361

Mortgage

Document Number	0002405648
Date	Aug 23, 2024
Instrument	2405648

Lender

Name	SAVINGS BANK OF WALPOLE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cheshire County and Keene City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$17,567.00 (+5.77%)	$511,100 (+1.77%) Land $100,100 Building $411,000
2024	$16,608.00 (+3.7%)	$502,200 (-) Land $100,100 Building $402,100
2023	$16,015.00 (+2.77%)	$502,200 (-) Land $100,100 Building $402,100
2022	$15,583.00	$502,200 Land $100,100 Building $402,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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