38 Emerald St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 38 Emerald St, Keene, NH 03431 · Last verified August 2026

Property Highlights

Property Type	Commercial > Retail
Year Built	Built 1900
Square Footage	12,780 sqft Total Area
Lot Size	14,375 sqft (0.33 acres)
Tax Bill	$14,243.00 (2025)

Owner

Source: Cheshire County and Keene City records · APN KEEN M:584 L:66

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 361, KEENE, NH 03431-0361
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	38 EMERALD ST, KEENE, NH 03431-3601
Transaction Type	Mortgage
Record Updated	Dec 08, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03285-1095
Date	Aug 23, 2024
Book Page	3285/1095
Instrument	2405648

Lender

Name	SAVINGS BANK OF WALPOLE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cheshire County and Keene City records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$14,243.00 (+3.93%)	$414,400 (-) Land $100,100 Building $314,300
2024	$13,704.00 (+3.7%)	$414,400 (-) Land $100,100 Building $314,300
2023	$13,215.00 (+2.77%)	$414,400 (-) Land $100,100 Building $314,300
2022	$12,859.00	$414,400 Land $100,100 Building $314,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cheshire County (33005C), updated September 28, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`KEEN M:584 L:66`
Alternative APN	`584066000000000`

Interior

Building Area	12,780 sqft Total Area
Gross Area	18,540 sqft Gross Area
Basement Area	5,760 sqft Basement
Unfinished Basement	5,760 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Roll Composition (rolled Mineral Roof) Roof
Lot Area	14,375 sqft (0.33 acres)
Boat Access	Boat Access

Utilities and HVAC

Heating System	Steam Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	584066000000000
Street Address	38 EMERALD ST
City	KEENE
State	NH
Zip	03431-3601
Property Usage	Commercial Property Usage
Type	Commercial > Retail
Legal Lot Number	66
Jurisdiction	KEENE CITY NH
Minor Civil Division	KEENE
Census Blockgroup	2
Census Block	2012
Census Tract	971403