48 E Wayne St, Spencer, IN 47460 Property Records

Owen County property record for 48 E Wayne St, Spencer, IN 47460 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1960
Square Footage1,142 sqft Living Area
Lot Size3,528 sqft (0.081 acres)
OccupancyOwner Occupied
Last Sale$77,400 (2018)
Tax Bill$685.00 (2025)

Property Details

APN / Parcel Number

Primary APN60-10-20-400-400.686-028
Alternative APN
  • 00001036897

Interior

Bedrooms2 Beds
Full Baths1 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,142 sqft Living Area
1st Floor1,142 sqft 1st Floor
Basement Area856 sqft Basement
Unfinished Basement856 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeWood Construction
Foundation TypeNo Foundation Foundation
Roof MaterialAsphalt Roof
Lot Area3,528 sqft (0.081 acres)
Depth X Width68 ft x 52 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
Garage Area240 sqft Garage
CarportCarport
Carport Area240 sqft Carport
Shed1 Shed
Shed Area64 sqft Shed

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number00001036897
Street Address48 E WAYNE ST
CitySPENCER
StateIN
Zip47460-1719
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPENCER PT E 1/2 LOT 153
Legal SubdivisionTOWN SPENCER
Legal Lot Number153
JurisdictionOWEN IN
Minor Civil DivisionWASHINGTON
Census Blockgroup4
Census Block4051
Census Tract955800

Owner

Source: Owen County records · APN 60-10-20-400-400.686-028

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address48 E WAYNE ST, SPENCER, IN 47460-1719
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Oct 02, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 02, 2018 · Amount on Record
Deed SaleOct 02, 2018 · Amount on Record
Prior SaleOct 01, 2018 · Amount on Record
Deed Doc Number2018214235
Record RefreshedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOWEN IN
Property Address48 E WAYNE ST, SPENCER, IN 47460-1719
Transaction TypeMortgage
Record UpdatedJun 12, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 E WAYNE ST, SPENCER, IN 47460-1719

Mortgage

Document Number0000227322
DateNov 30, 2021
Instrument227322
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term323 Months
DueOct 01, 2048

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOWEN IN
Recording DateOct 02, 2018
Property Address48 E WAYNE ST, SPENCER, IN 47460-1719
Document Number0000214235
Instrument DateOct 01, 2018
Instrument214235
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 E WAYNE ST, SPENCER, IN 47460-1719

Mortgage

Document Number0000214236
DateOct 02, 2018
Instrument214236
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2048

Tax Assessment & Valuation

Source: Owen County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIndiana
CountyOwen County
County SubdivisionWashington Township
MunicipalitySpencer Town
Unified School DistrictSpencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$685.00 (-63.13%) Homeowner's exemption$111,200 (+10.43%) Land $8,900 Building $102,300$111,200 (+10.43%) Land $8,900 Building $102,300
2024$1,858.00 (+184.97%) Homeowner's exemption$100,700 (+7.93%) Land $6,600 Building $94,100$100,700 (+7.93%) Land $6,600 Building $94,100
2023$652.00 (-40.13%)$93,300 Land $6,600 Building $86,700$93,300 Land $6,600 Building $86,700
2022$1,089.00

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