Owen County property record for 204 E Wayne St, Spencer, IN 47460 · Last verified July 2026
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1998 |
| Lot Size | 0.119 acres (5,184 sqft) |
| Owner | Company Name on File |
| Last Sale | $27,500 (May 2018) |
| Tax Bill | $4,705 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 60-10-20-400-400.650-028 |
| Primary APN | 60-10-20-400-400.650-028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 5,184 sqft (0.119 acres) |
| Lot Dimensions | 76 ft deep x 68 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001038129 |
|---|---|
| Street Address | 204 E WAYNE ST |
| City | SPENCER |
| State | IN |
| Zip | 47460-1863 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | SPENCER PT LOT 49 |
| Legal Subdivision | SPENCER |
| Legal Lot Number | 49 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 4 |
| Census Block | 4047 |
| Census Tract | 955800 |
Source: Owen County records · APN 60-10-20-400-400.650-028
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 8282 S MACKENZIE CT, BLOOMINGTON, IN 47401-9425 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 01, 2018 | Deed of Trust, Mortgage INDIANA UNIVERSITY CU |
| Mar 05, 2021 | Deed of Trust, Mortgage INDIANA UNIVERSITY CU |
| May 01, 2018 | Deed of Trust, Mortgage TYBEN INVESTMENTS LLC |
| May 07, 2018 | Warranty Deed, Transfer · Line of Credit INDIANA UNIVERSITY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 07, 2018 · Amount on Record |
| Deed Sale | May 07, 2018 · Amount on Record |
| Prior Sale | Apr 27, 2018 · Amount on Record |
| Deed Document Number | 2018212770 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN IN |
| Property Address | 204 E WAYNE ST, SPENCER, IN 47460-1863 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000212689 |
|---|---|
| Date | May 01, 2018 |
| Instrument | 212689 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IN 47401 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 15, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN IN |
| Property Address | 204 E WAYNE ST, SPENCER, IN 47460-1863 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000223902 |
|---|---|
| Date | Mar 05, 2021 |
| Instrument | 223902 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IN 47401 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Mar 15, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN IN |
| Property Address | 204 E WAYNE ST, SPENCER, IN 47460-1863 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000212691 |
|---|---|
| Date | May 01, 2018 |
| Instrument | 212691 |
| Name | TYBEN INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SPENCER, IN 47460 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | May 07, 2018 |
| Property Address | 204 E WAYNE ST, SPENCER, IN 47460-1863 |
| Document Number | 0000212770 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 212770 |
| Transaction Type | Transfer |
| Record Updated | Aug 08, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 8282 S MACKENZIE CT # 200, 200, BLOOMINGTON, IN 47401-9425 |
| Document Number | 0000212771 |
|---|---|
| Date | May 07, 2018 |
| Instrument | 212771 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 15, 2033 |
| Document Number | 0000212773 |
|---|---|
| Date | May 07, 2018 |
| Instrument | 212773 |
| Name | TYBEN INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SPENCER, IN 47460 |
| Amount | Amount Recorded |
|---|
Source: Owen County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Municipality | Spencer Town |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,705.00 (+16.69%) | $249,100 (+30.15%) Land $12,300 Building $236,800 | $249,100 (+30.15%) Land $12,300 Building $236,800 |
| 2024 | $4,032.00 (+5.33%) | ||
| 2023 | $3,828.00 (+30.38%) | $191,400 Land $9,000 Building $182,400 | $191,400 Land $9,000 Building $182,400 |
| 2022 | $2,936.00 |
Source: FEMA National Flood Hazard Layer, Owen County (18119C), updated August 9, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181199558004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 49 (1993–2025) |
| Claims Outside the SFHA | 3 of 49 |
| Most Recent Claim | Apr 2025, rainfall accumulation, Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 121 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
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