Montezuma County property record for 48 E Montezuma Ave, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,528 sqft · built 1927 |
| Lot Size | 0.154 acres (6,708 sqft) |
| Owner | Individual Name on File |
| Last Sale | $294,000 (Sep 2020) |
| Tax Bill | $1,659 (2025) |
| Deeds & Mortgages | Jul 2021 Sale Nov 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R009409 |
| Primary APN | R009409 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,528 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 6,708 sqft (0.154 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Municipal |
| Account Number | R009409 |
|---|---|
| Street Address | 48 E MONTEZUMA AVE |
| City | CORTEZ |
| State | CO |
| Zip | 81321-3217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISION: TOWN OF CORTEZ LOT: 1-2 BLOCK: 14 B443 P997 B450 P900 B664 P704 |
| Legal Subdivision | TOWN OF CORTEZ |
| Legal Block | 14 |
| Legal Lot Number | 1-2 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 969301 |
48 E Montezuma Ave is owned and occupied by an individual who bought it in September 2020.
Source: Montezuma County records, as of March 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 E MONTEZUMA AVE, CORTEZ, CO 81321-3217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2021 | Beneficiary Deed, Transfer |
| Nov 19, 2020 | Transfer on Death Deed, Transfer |
| Sep 30, 2020 | Warranty Deed, Transfer COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Jun 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on File |
| Deed Sale | Sep 30, 2020 · Amount on File |
| Prior Sale | Jun 29, 2018 · Amount on File |
| Deed Document Number | 2020632185 |
| Record Updated | Jun 8, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Jul 16, 2021 |
| Property Address | 48 E MONTEZUMA AVE, CORTEZ, CO 81321-3217 |
| Document Number | 638629 |
| Map Reference | MB664 PG704 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 638629 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 552, DOLORES, CO 81323-0552 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Nov 19, 2020 |
| Property Address | 48 E MONTEZUMA AVE, CORTEZ, CO 81321-3217 |
| Document Number | 0000633285 |
| Map Reference | MB 3 PG 36 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 633285 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48 E MONTEZUMA AVE, 48, CORTEZ, CO 81321-3217 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 552, DOLORES, CO 81323-0552 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Sep 30, 2020 |
| Property Address | 48 E MONTEZUMA AVE, CORTEZ, CO 81321-3217 |
| Document Number | 0000632185 |
| Map Reference | MB 3 PG 36 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 632185 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $29.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 48 E MONTEZUMA AVE, CORTEZ, CO 81321-3217 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Jun 29, 2018 |
| Property Address | 48 E MONTEZUMA AVE, CORTEZ, CO 81321-3217 |
| Document Number | 0000617842 |
| Map Reference | MB3 PG36 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 617842 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Title Company | CLT CLOSING AND TITLE SERVICES, CLT CLOSING & TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 48 E MONTEZUMA AVE, CORTEZ, CO 81321-3217 |
| Document Number | 0000617843 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 617843 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2033 |
The 2025 property tax bill for 48 E Montezuma Ave was $1,659, up 33.7% from the year before.
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,659.00 (+33.68%) | $32,884 (+36.1%) Land $1,990 Building $30,894 | $413,117 (+36.1%) Land $25,000 Building $388,117 |
| 2024 | $1,241.00 (+9.82%) | $24,162 (-15.34%) Land $1,294 Building $22,868 | $303,544 (-15.34%) Land $16,255 Building $287,289 |
| 2023 | $1,130.00 (+2.54%) | $28,540 (+25.25%) Land $1,528 Building $27,012 | $358,544 (+25.25%) Land $19,200 Building $339,344 |
| 2022 | $1,102.00 | $22,786 Land $1,552 Building $21,234 | $286,265 Land $19,500 Building $266,765 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 48 E Montezuma Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 48 E Montezuma Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 100 |
May also be available: Farmers Telecommunications, FastTrack Communications, T-Mobile, Visionary Broadband.
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