102 E Montezuma Ave, Cortez, CO 81321 Property Records

Montezuma County property record for 102 E Montezuma Ave, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,738 sqft · built 1940
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Aug 2002)
Tax Bill	$713 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R009400`

Property Details

APN / Parcel Number

Primary APN	`R009400`
Alternative APN	`561126230007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,738 sqft Total Area
Basement Area	494 sqft
Finished Basement	494 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	9,365 sqft (0.215 acres)
Garage Area	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Account Number	R009400
Street Address	102 E MONTEZUMA AVE
City	CORTEZ
State	CO
Zip	81321-3219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUBDIVISION: TOWN OF CORTEZ LOT: 10-12 BLOCK: 15 W 20FT LOT 10; LOTS 11-12; B 123 P 333 B 472 P 381
Legal Subdivision	TOWN OF CORTEZ
Legal Block	15
Legal Lot Number	10-12
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	2
Census Block	2044
Census Tract	969301

Owner

Source: Montezuma County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30 W MONTEZUMA AVE, CORTEZ, CO 81321-2744
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2002 · Amount on Record
Deed Sale	Aug 28, 2002 · Amount on Record
Deed Document Number	2002506599
Last Transfer Date	Mar 19, 2014
Transfer Doc	0000593643
Record Updated	Oct 29, 2026

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Dec 23, 2025
Property Address	102 E MONTEZUMA AVE, CORTEZ, CO 81321-3219
Document Number	0000664977
Map Reference	MB 3 PG 36
Instrument Date	Dec 22, 2025
Instrument	664977
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	30 W MONTEZUMA AVE, CORTEZ, CO 81321-2744

Mortgage

Document Number	0000664978
Date	Dec 23, 2025
Instrument	664978

Lender

Name	THE TURNKEY FOUNDATION INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$713.00 (+81.42%)	$27,602 (+80.22%) Land $1,941 Building $25,661	$346,765 (+80.22%) Land $24,388 Building $322,377
2024	$393.00 (+9.78%)	$15,316 (-22.23%) Land $2,543 Building $12,773	$192,414 (-22.23%) Land $31,951 Building $160,463
2023	$358.00 (-32.45%)	$19,694 (+4.07%) Land $3,270 Building $16,424	$247,414 (+4.08%) Land $41,084 Building $206,330
2022	$530.00	$18,923 Land $1,493 Building $17,430	$237,724 Land $18,760 Building $218,964

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Choice Broadband Fixed Wireless	400 / 80
Nimbus Solutions Fixed Wireless	100 / 100

May also be available: Farmers Telecommunications, FastTrack Communications, T-Mobile, Visionary Broadband.