48 Drum Hill Dr, Summit, NJ 07901 Property Records

Union County and Summit City property record for 48 Drum Hill Dr, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	4,236 sqft · built 1959
Lot Size	0.363 acres (15,812 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Jul 2011)
Tax Bill	$23,164 (2025)
Deeds & Mortgages	May 2020 Mortgage Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-05602-0000-00036`

Property Details

APN / Parcel Number

Primary APN	`18-05602-0000-00036`
Alternative APNs	`1800094R00001J` `180560200036`

Interior

Stories	1 Story
Building Area	4,236 sqft Living Area
1st Floor Area	4,236 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	15,812 sqft (0.363 acres)

Location & Zoning

Old Parcel Number	1800094R00001J
Street Address	48 DRUM HILL DR
City	SUMMIT
State	NJ
Zip	07901-3107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	DRUM HILL SEC 02
Legal Block	5602
Legal Lot Number	36
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3008
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 DRUM HILL DR, SUMMIT, NJ 07901-3107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 10, 2017	Deed of Trust, Mortgage · Line of Credit CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2011 · Amount on Record
Deed Sale	Jul 11, 2011 · Amount on Record
Prior Sale	Aug 18, 1995 · Amount on Record
Deed Document Number	2011225207
Deed Book / Page	5869 / 606
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	48 DRUM HILL DR, SUMMIT, NJ 07901-3107
Document Number	0147132401
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 DRUM HILL DR SUMMIT NJ 079013107, SUMMIT, NJ 07901-3107

Mortgage

Document Number	0147132401
Date	Jun 18, 2020
Book Page	014713/002401
Instrument	693339

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	48 DRUM HILL DR, SUMMIT, NJ 07901-3107
Document Number	0142380480
Instrument Date	Feb 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48 DRUM HILL DR SUMMIT NJ 079013107, SUMMIT, NJ 07901-3107

Mortgage

Document Number	0142380480
Date	Feb 24, 2017
Book Page	014238/000480
Instrument	637191

Lender

Name	CITIBANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 23, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,100 (-) Land $279,200 Building $238,900	$518,100 (-) Land $279,200 Building $238,900
2025	$23,164.00 (+2.64%)	$518,100 (-) Land $279,200 Building $238,900	$518,100 (-) Land $279,200 Building $238,900
2024	$22,568.00 (+1.7%)
2023		$518,100 Land $279,200 Building $238,900	$518,100 Land $279,200 Building $238,900
2022	$22,190.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1999–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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