38 Drum Hill Dr, Summit, NJ 07901 Property Records

Union County and Summit City property record for 38 Drum Hill Dr, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	4,099 sqft · built 1958
Lot Size	0.363 acres (15,812 sqft)
Owner	Individual Name on Record
Last Sale	$1,725,000 (Nov 2023)
Tax Bill	$27,783 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-05602-0000-00038`

Property Details

APN / Parcel Number

Primary APN	`18-05602-0000-00038`
Alternative APNs	`1800094R00001G` `180560200038`

Interior

Stories	1 Story
Building Area	4,099 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	15,812 sqft (0.363 acres)

Location & Zoning

Old Parcel Number	1800094R00001G
Street Address	38 DRUM HILL DR
City	SUMMIT
State	NJ
Zip	07901-3107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	DRUM HILL SEC 2
Legal Block	5602
Legal Lot Number	38
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3008
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 DRUM HILL DR, SUMMIT, NJ 07901-3107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed, Transfer · Conventional Mortgage US BANK NA
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2023 · Amount on Record
Deed Sale	Nov 6, 2023 · Amount on Record
Prior Sale	Apr 13, 2011 · Amount on Record
Deed Document Number	202333452
Deed Book / Page	6527 / 2407
Prior Transfer Date	Aug 29, 2011
Prior Transfer Doc	0058760676
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Nov 6, 2023
Property Address	38 DRUM HILL DR, SUMMIT, NJ 07901-3107
Document Number	0065272407
Book / Page	6527 / 2407
Instrument Date	Oct 27, 2023
Instrument	33452
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,597.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	360 9TH AVE, BETHLEHEM, PA 18018-5034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 DRUM HILL DR, SUMMIT, NJ 07901-3107

Mortgage

Document Number	0000058096
Date	Nov 6, 2023
Instrument	58096

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	11.8%
Index	1-Year T-Bill
Max Rate	11.8%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	38 DRUM HILL DR, SUMMIT, NJ 07901-3107
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	NOT AVAILABLE, ALLIED TITLE LLC SUITE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149752477
Date	May 27, 2021
Book Page	14975/2477
Instrument	13233

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jun 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.37%
Index	Other
Max Rate	7.37%

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$621,400 (-) Land $279,200 Building $342,200	$621,400 (-) Land $279,200 Building $342,200
2025	$27,783.00 (+2.64%)	$621,400 (-) Land $279,200 Building $342,200	$621,400 (-) Land $279,200 Building $342,200
2024	$27,068.00 (+1.71%)
2023		$621,400 (-) Land $279,200 Building $342,200	$621,400 (-) Land $279,200 Building $342,200
2022	$26,614.00 (-0.79%)	$621,400 Land $279,200 Building $342,200	$621,400 Land $279,200 Building $342,200
2021	$26,825.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1999–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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