Branch County property record for 48 Division St, Coldwater, MI 49036
| Property Type | Commercial |
|---|---|
| Details | 3,328 sqft · built 1998 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $140,000 (Oct 2026) |
| Tax Bill | $4,513 (2025) |
| Deeds & Mortgages | Oct 2026 Sale Feb 2022 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301-000-000-025-00 |
| Primary APN | 301-000-000-025-00 |
|---|
| Building Area | 3,328 sqft Building Perimeter |
|---|
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 10,454 sqft (0.24 acres) |
| Street Address | 48 DIVISION ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1998 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | COM AT NE COR LOT 4 OLD PLAT TH S 93 1/2 FT TH W 110 FT TH N 93 1/2 FT TH E TO POB BEING PART OF LOTS 3 & 4 OLD PLAT |
| Legal Lot Number | 3-4 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 951600 |
Source: Branch County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 DIVISION ST, COLDWATER, MI 49036-1998 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 9, 2026 | Warranty Deed, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TITLE |
| Feb 9, 2022 | Land Contract, Transfer |
| Jul 16, 2021 | Sheriff's Deed, Foreclosure Foreclosure Auction |
| Mar 8, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Apr 11, 2018 | Deed of Trust, Mortgage ALLAN K HERMAN ETUX |
| Apr 18, 2018 | Deed, Transfer ATA NATIONAL TITLE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2026 · Amount on Record |
| Deed Sale | Oct 9, 2026 · Amount on Record |
| Prior Sale | Jul 16, 2021 · Amount on Record |
| Deed Document Number | 20266270 |
| Prior Transfer Date | Jul 15, 2021 |
| Prior Transfer Doc | 0202105623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Oct 9, 2026 |
| Property Address | 48 DIVISION ST, COLDWATER, MI 49036-1998 |
| Document Number | 0000006270 |
| Instrument Date | Oct 8, 2026 |
| Instrument | 20266270 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $121,604.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 DIVISION ST, COLDWATER, MI 49036-1998 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Feb 9, 2022 |
| Property Address | 48 DIVISION ST, COLDWATER, MI 49036-1998 |
| Document Number | 0202200908 |
| Instrument Date | Feb 1, 2022 |
| Instrument | 2022-00908 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 395 N FREMONT RD, 395, COLDWATER, MI 49036-9413 |
| Name | Verified Name |
|---|---|
| Address | 21 N POLK ST, COLDWATER, MI 49036-1224 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jul 16, 2021 |
| Property Address | 48 DIVISION ST, COLDWATER, MI 49036-1998 |
| Document Number | 202105623 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2021-05623 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $168.85 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 395 N FREMONT RD, COLDWATER, MI 49036-9413 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Mar 8, 2021 |
| Property Address | 48 DIVISION ST, COLDWATER, MI 49036-1998 |
| Document Number | 202101624 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 2021-01624 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48 DIVISION ST, 48, COLDWATER, MI 49036-1998 |
| Name | Verified Name |
|---|---|
| Address | 395 N FREMONT RD, COLDWATER, MI 49036-9413 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 48 DIVISION ST, COLDWATER, MI 49036-1998 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201802577 |
|---|---|
| Date | Apr 11, 2018 |
| Instrument | 2018-02577 |
| Name | ALLAN K HERMAN ETUX |
|---|---|
| Type | Private Party |
| Address | 395 N FREMONT RD, COLDWATER, MI 49036 |
| Amount | Amount Recorded |
|---|
| Rate | 8% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Apr 18, 2018 |
| Property Address | 48 DIVISION ST, COLDWATER, MI 49036-1998 |
| Document Number | 201802693 |
| Instrument Date | Apr 10, 2018 |
| Instrument | 2018-02693 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,118.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2301 W BIG BEAVER RD, 2301, TROY, MI 48084-3300 |
| Name | Verified Name |
|---|---|
| Address | 36 E CHICAGO ST, QUINCY, MI 49082-1102 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,700 (+13.23%) | $241,400 (+13.23%) | |
| 2025 | $4,513.00 (+3.41%) | $106,600 | $213,200 |
| 2024 | $4,364.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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