32 Division St, Coldwater, MI 49036 Property Records

Branch County property record for 32 Division St, Coldwater, MI 49036

Property Summary

Property TypeCommercial
Details2,736 sqft · built 1974
Lot Size0.12 acres (5,227 sqft)
OwnerCompany Name on File
Last Sale$201,000 (Aug 2013)
Tax Bill$6,636 (2025)
Deeds & MortgagesFeb 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN301-000-000-011-00

Property Details

APN / Parcel Number

Primary APN301-000-000-011-00

Interior

Building Area2,736 sqft Building Perimeter

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area5,227 sqft (0.12 acres)

Location & Zoning

Street Address32 DIVISION ST
CityCOLDWATER
StateMI
Zip49036-1966
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionCOM ON W LI DIVISION ST 40 FT N OF CONC MONUMENT AT INT W LI DIVISION ST & N LI PEARL ST TH NLY 22 FT TH WLY 85 FT TH SLY 22
Legal SubdivisionCOM ON W LI DIVISION
JurisdictionBRANCH MI
Township / Civil DivisionCOLDWATER
Census Block Group1
Census Block1000
Census Tract951600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the East Chicago Street Historic District
listed 1975 · 58 contributing resources · NRIS 75000937

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

32 Division St, a commercial property, is owned by a company that bought it in August 2013.

Source: Branch County records, as of July 7, 2026

Owner of RecordCompany Name on File
Mailing Address32 DIVISION ST, COLDWATER, MI 49036-1966
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2013 · Amount on File
Deed SaleAug 12, 2013 · Amount on File
Deed Document Number20135936
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRANCH MI
Property Address32 DIVISION ST, COLDWATER, MI 49036-1966
Transaction TypeMortgage
Record UpdatedFeb 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202300521
DateFeb 1, 2023
Instrument2023-00521
Lender
NameHANSEN BUILDING & DESIGN CORP
TypeNon-Lending Institution
AddressPORTAGE, MI 49002
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 32 Division St was $6,636, up 3.1% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
MunicipalityColdwater City
Unified School DistrictColdwater Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$176,400 (+2.95%)$352,800 (+2.95%)
2025$6,636.00 (+3.09%)$171,350$342,700
2024$6,437.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 32 Division St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLDWATER
serves 13,822 people · EPA ID MI0001500
Water SourceGroundwater
Last State InspectionOct 2021
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Coldwater Board of Public Utilities
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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