48 Dial Ave, Debary, FL 32713 Property Records

Volusia County property record for 48 Dial Ave, Debary, FL 32713

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,872 sqft · built 2001
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Trust Names on Record
Last Sale	$41,000 (Dec 2000)
Tax Bill	$3,336 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8031-01-14-0150`

Property Details

APN / Parcel Number

Primary APN	`8031-01-14-0150`
Alternative APNs	`30183101140150` `31183001140150` `2415347.0` `2415347`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,872 sqft Living Area
Gross Area	3,456 sqft
1st Floor Area	2,553 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	36,590 sqft (0.84 acres)
Lot Dimensions	170 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	584 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	405 sqft
Patio Area	194 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2415347
Street Address	48 DIAL AVE
City	DEBARY
State	FL
Zip	32713-4737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 & INC S 95 FT LOT 16 BLK 14 UNIT 1 ST JOHNS RIVER ESTATES MB 27 PG 42 PER OR 4622 PG 0873 PER OR 7031 PG 1523
Legal Range	30E
Legal Township	18S
Legal Section	31
Legal Subdivision	ST JOHNS RIVER ESTATES MB
Legal Tract	01
Legal Block	14
Legal Lot Number	15,16
Legal Unit	1
Jurisdiction	VOLUSIA FL
Township / Civil Division	DEBARY-ORANGE CITY
Census Block Group	1
Census Block	1014
Census Tract	90904

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	48 DIAL AVE, DEBARY, FL 32713-4737
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2000 · Amount on Record
Deed Sale	Dec 8, 2000 · Amount on Record
Prior Sale	Dec 8, 2000 · Amount on Record
Deed Book / Page	4622 / 873
Last Transfer Date	Sep 8, 2014
Transfer Doc	0070311523
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	48 DIAL AVE, DEBARY, FL 32713-4737
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 DIAL AVE, DEBARY, FL 32713-4737

Mortgage

Document Number	0076410033
Date	Jan 3, 2019
Book Page	7641/0033
Instrument	2019-001015

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35211

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 26, 2048

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	DeBary City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,993 (+2.7%)	$523,703 (+2.29%) Land $109,200 Building $414,503
2025	$3,336.00 (+5.14%) Homeowner's exemption	$230,763 (+5.99%)	$511,958 (-0.07%) Land $109,200 Building $402,758
2024	$3,173.00 (+5.31%)
2023	$3,013.00 (+2.41%) Homeowner's exemption	$217,729 (+3%)	$512,341 (+22.1%) Land $85,680 Building $426,661
2022	$2,942.00 Homeowner's exemption	$211,387	$419,623 Land $42,588 Building $377,035

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	20 (1992–2024)
Claims Outside the SFHA	13 of 20
Most Recent Claim	Nov 2024 · river or lake flooding
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Tropical Storm Fay, Aug 2008 · 7 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35