48 Cypress Run, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 48 Cypress Run, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 2003
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jul 2020)
Tax Bill	$1,303 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10472885`

Property Details

APN / Parcel Number

Primary APN	`10472885`
Alternative APNs	`R600 028 000 0201 0000` `R603 028 000 0201 0000`

Interior

Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	10472885
Old Parcel Number	R603 028 000 0201 0000
Street Address	48 CYPRESS RUN
City	BLUFFTON
State	SC
Zip	29909-5081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 282 ARGENT III BLK 46A DEL WEBB PB86 PGS141-142 PB89 PGS8-9 PB89 PGS73-74
Legal Subdivision	DEL WEBB SUN CITY
Legal Block	46A
Legal Lot Number	282
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2002
Census Tract	2109

Owner

48 Cypress Run is owned and occupied by an individual who bought it in July 2020.

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	48 CYPRESS RUN, BLUFFTON, SC 29909-5081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Jul 7, 2020	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2020 · Amount on File
Deed Sale	Jul 7, 2020 · Amount on File
Prior Sale	Aug 19, 2005 · Amount on File
Deed Document Number	2020035697
Deed Book / Page	3881 / 1906
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	48 CYPRESS RUN, BLUFFTON, SC 29909-5081
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATA NATIONAL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060826
Date	Nov 7, 2017
Book Page	3620/0816
Instrument	2017060826

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 7, 2020
Property Address	48 CYPRESS RUN, BLUFFTON, SC 29909-5081
Document Number	0000035697
Book / Page	3881 / 1906
Map Reference	MB 89 PG 73
Instrument Date	Jul 1, 2020
Instrument	2020035697
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CYPRESS RUN, BLUFFTON, SC 29909-5081

Mortgage

Document Number	0000035698
Date	Jul 7, 2020
Instrument	2020035698

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 48 Cypress Run was $1,303, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,303.00 (-0.08%)	$9,890 (-18.75%)
2024	$1,304.00	$12,172 (-) Land $2,700 Building $9,472	$304,300 (-) Land $67,500 Building $236,800
2023	$1,304.00 (-61.35%)	$12,172 (+41.53%) Land $2,700 Building $9,472	$304,300 (+41.53%) Land $67,500 Building $236,800
2022	$3,374.00	$8,600 Land $2,080 Building $6,520	$215,000 Land $52,000 Building $163,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 48 Cypress Run in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 247 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	247 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Cypress Run is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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