45 Cypress Run, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 45 Cypress Run, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,328 sqft · built 2003
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Jul 2022)
Tax Bill	$1,818 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10472803`

Property Details

APN / Parcel Number

Primary APN	`10472803`
Alternative APNs	`R600 028 000 0193 0000` `R603 028 000 0193 0000`

Interior

Bedrooms	3 Beds
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.119 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	10472803
Old Parcel Number	R603 028 000 0193 0000
Street Address	45 CYPRESS RUN
City	BLUFFTON
State	SC
Zip	29909-5080
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6116
Legal Description	LOT 217 ARGENT III BLK 46A DEL WEBB PB86 PGS141-142 PB89 PGS8-9 PB89 PGS73-74
Legal Subdivision	DEL WEBB SUN CITY
Legal Block	46A
Legal Lot Number	217
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2001
Census Tract	2109

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 CYPRESS RUN, BLUFFTON, SC 29909-5080
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Prior Sale	May 27, 2016 · Amount on Record
Deed Document Number	2022039983
Deed Book / Page	4163 / 985
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 11, 2022
Property Address	45 CYPRESS RUN, BLUFFTON, SC 29909-5080
Document Number	0000039983
Book / Page	4163 / 985
Map Reference	MB 89 PG 73
Instrument Date	Jun 30, 2022
Instrument	2022039983
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,092.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CYPRESS RUN, BLUFFTON, SC 29909-5080

Mortgage

Document Number	0000039985
Date	Jul 11, 2022
Instrument	2022039985

Lender

Name	COASTALSTATES MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,818.00 (-0.05%)	$16,120 (-)
2024	$1,819.00 (-69.63%)	$16,120 (-) Land $2,700 Building $13,420	$403,000 (-) Land $67,500 Building $335,500
2023	$5,990.00 (+405.49%)	$16,120 (+90.36%) Land $2,700 Building $13,420	$403,000 (+90.36%) Land $67,500 Building $335,500
2022	$1,185.00	$8,468 Land $2,080 Building $6,388	$211,700 Land $52,000 Building $159,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 247 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	247 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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