Dutchess County and Pawling Town property record for 48 Cunningham Ln, Pawling, NY 12564
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,448 sqft · built 2000 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Company Name on File |
| Last Sale | $89,900 (Oct 2000) |
| Tax Bill | $27,116 (2025) |
| Deeds & Mortgages | Jun 2023 Refinance Jun 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 134089-6957-00-393004-0000 |
| Primary APN | 134089-6957-00-393004-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,448 sqft Living Area |
| Gross Area | 2,888 sqft |
| 1st Floor Area | 1,064 sqft |
| 2nd Floor Area | 1,384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 47,045 sqft (1.08 acres) |
| View / Lot | Rural |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 440 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 11393004 |
|---|---|
| Street Address | 48 CUNNINGHAM LN |
| City | PAWLING |
| State | NY |
| Zip | 12564-2041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 1.082 AC (S) 22000 08968 1786 0741 |
| Legal Subdivision | HARMONY PROPERTIES |
| Legal Lot Number | 393 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | PAWLING |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 110003 |
48 Cunningham Ln is owned by a company that bought it in October 2000.
Source: Dutchess County and Pawling Town records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 48 CUNNINGHAM LN, PAWLING, NY 12564-2041 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 5, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance EQUITY TRUST COMPANY |
| Jun 5, 2023 | Deed, Transfer |
| Sep 9, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance THOMAS ZAZARINO |
| Oct 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage THOMAS ZAZARINO |
| Jun 7, 2017 | Grant Deed, Transfer BENCHMARK TITLE COMPANY, BENCHMARK TITLE AGENCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2000 · Amount on File |
| Deed Sale | Oct 5, 2000 · Amount on File |
| Prior Sale | Oct 5, 2000 · Amount on File |
| Deed Book / Page | 22000 / 8968 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 48 CUNNINGHAM LN, PAWLING, NY 12564-2041 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000051566 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 51566 |
| Name | EQUITY TRUST COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 37 Months |
| Due | Jul 1, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Recording Date | Jun 5, 2023 |
| Property Address | 48 CUNNINGHAM LN, PAWLING, NY 12564-2041 |
| Document Number | 0000051713 |
| Instrument Date | May 17, 2023 |
| Instrument | 2023-51713 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 36 HAIGHT AVE, MILLBROOK, NY 12545-5960 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 48 CUNNINGHAM LN, PAWLING, NY 12564-2041 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000054606 |
|---|---|
| Date | Sep 9, 2022 |
| Instrument | 54606 |
| Name | THOMAS ZAZARINO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 48 CUNNINGHAM LN, PAWLING, NY 12564-2041 |
| Document Number | 0000007885 |
| Instrument Date | Oct 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | BENCHMARK TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 48 CUNNINGHAM LN PAWLING NY 125642041, PAWLING, NY 12564-2041 |
| Document Number | 0000007885 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | 7885 |
| Name | THOMAS ZAZARINO |
|---|---|
| Address | 1200 HOLIDAY DR # 603, FORT LAUDERDALE, FL 33316-2480 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Recording Date | Jun 7, 2017 |
| Property Address | 48 CUNNINGHAM LN, PAWLING, NY 12564-2041 |
| Document Number | 0000004105 |
| Instrument Date | Jan 18, 2014 |
| Instrument | 4105 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2017 |
| Title Company | BENCHMARK TITLE COMPANY, BENCHMARK TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,400.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 25 MACGREGOR DR MAHOPAC NY 105412745, MAHOPAC, NY 10541-2745 |
The 2025 property tax bill for 48 Cunningham Ln was $27,116.
Source: Dutchess County and Pawling Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| County Subdivision | Pawling Town |
| Unified School District | Pawling Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,116.00 | $203,000 Land $22,700 Building $180,300 | $685,600 |
| 2023 | $203,000 (-) Land $22,700 Building $180,300 | $619,300 (+18.21%) Land $69,252 Building $550,048 | |
| 2022 | $203,000 Land $22,700 Building $180,300 | $523,900 Land $58,584 Building $465,316 | |
| 2021 | $3,518.00 (-86.05%) | ||
| 2020 | $25,219.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Cunningham Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2008–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2023 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Cunningham Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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