20 Cunningham Ln, Pawling, NY 12564 Property Records

Dutchess County and Pawling Town property record for 20 Cunningham Ln, Pawling, NY 12564

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,268 sqft · built 1995
Lot Size1.65 acres (71,874 sqft)
Owner2 Individual Names on Record
Last Sale$70,000 (Jul 1994)
Tax Bill$15,889 (2025)
Deeds & MortgagesApr 2021 Refinance
Flood ZoneZone X (minimal risk)
APN134089-6957-00-345014-0000

Property Details

APN / Parcel Number

Primary APN134089-6957-00-345014-0000
Alternative APNs
  • 408900695700003450140000
  • 134089 6.957-0-345.14
  • 11345014

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,268 sqft Living Area
1st Floor Area2,040 sqft
2nd Floor Area1,228 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleContemporary
Exterior MaterialStone
Lot Area71,874 sqft (1.65 acres)
Garage TypeBasement
PorchOpen Porch
Porch Area248 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number11345014
Street Address20 CUNNINGHAM LN
CityPAWLING
StateNY
Zip12564-2040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description1.65 AC 1834 0276 1786 0741
Legal Lot Number345
JurisdictionDUTCHESS NY
Township / Civil DivisionPAWLING
Census Block Group1
Census Block1025
Census Tract110003

Owner

Source: Dutchess County and Pawling Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21 CUNNINGHAM LN, PAWLING, NY 12564-2039
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 1994 · Amount on Record
Deed SaleJul 8, 1994 · Amount on Record
Deed Book / Page1946 / 271
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address20 CUNNINGHAM LN, PAWLING, NY 12564-2040
Transaction TypeMortgage
Record UpdatedApr 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number51885
DateApr 9, 2021
Instrument51885
Lender
NameUSA ALLIANCE FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Dutchess County and Pawling Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDutchess County
County SubdivisionPawling Town
Unified School DistrictPawling Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,889.00 (+6.97%)$215,300 (-) Land $23,800 Building $191,500$727,100 (+10.7%)
2023$215,300 (-) Land $23,800 Building $191,500$656,800 (+18.21%) Land $72,605 Building $584,195
2022$215,300 Land $23,800 Building $191,500$555,600 Land $61,418 Building $494,182
2020$14,854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2008–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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