Plymouth County and Hingham Town property record for 48 Cottage St, Hingham, MA 02043
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,320 sqft · built 1875 |
| Lot Size | 0.308 acres (13,421 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,475,000 (Aug 2015) |
| Tax Bill | $21,891 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:061.0-0000-0036.0 |
| Primary APN | M:061.0-0000-0036.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 12 Rooms |
| Stories | 3 Stories |
| Building Area | 4,320 sqft Living Area |
| Gross Area | 7,440 sqft |
| 1st Floor Area | 1,712 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,421 sqft (0.308 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 1310610000000360 |
|---|---|
| Street Address | 48 COTTAGE ST |
| City | HINGHAM |
| State | MA |
| Zip | 02043-1835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 36 |
| Jurisdiction | HINGHAM MA |
| Township / Civil Division | HINGHAM |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 501102 |
Source: Plymouth County and Hingham Town records · APN M:061.0-0000-0036.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 COTTAGE ST, HINGHAM, MA 02043-1835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2021 | Deed of Trust, Mortgage · ARM CITIZENS BANK |
| Sep 24, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Oct 29, 2021 | Deed of Trust, Mortgage · ARM CITIZENS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 25, 2015 · Amount on Record |
| Deed Sale | Aug 25, 2015 · Amount on Record |
| Prior Sale | May 30, 2003 · Amount on Record |
| Deed Book / Page | 45961 / 103 |
| Transfer Doc | 0000000000 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HINGHAM MA |
| Property Address | 48 COTTAGE ST, HINGHAM, MA 02043-1835 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 055929-251 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 55929/251 |
| Instrument | 122857 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
| Type Change Date | Nov 01, 2028 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HINGHAM MA |
| Property Address | 48 COTTAGE ST, HINGHAM, MA 02043-1835 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 059283-253 |
|---|---|
| Date | Sep 24, 2024 |
| Book Page | 59283/253 |
| Instrument | 59539 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 01, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HINGHAM MA |
| Property Address | 48 COTTAGE ST, HINGHAM, MA 02043-1835 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 55929-251 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 55929/251 |
| Instrument | 122857 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
| Type Change Date | Nov 01, 2028 |
| Index | Other |
Source: Plymouth County and Hingham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Plymouth County |
| County Subdivision | Hingham Town |
| Unified School District | Hingham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,891.00 (+20.95%) | $2,047,800 (+13.14%) Land $765,900 Building $1,281,900 | $2,718,235 |
| 2023 | $18,099.00 | $1,809,900 Land $765,900 Building $1,044,000 |
Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 individual policies |
| Nearby Flood Policies | 18 units insured incl. 2 condo units |
| Nearby Flood Claims | 7 (1978–2010) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Lincoln Historic District listed 1991 · 586 contributing resources · NRIS 90001728 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 279 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WEIR RIVER WATER SYSTEM serves 45,339 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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