48 Colonial Cir, Unit D, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 48 Colonial Cir, Unit D, Chicopee, MA 01020

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 745 sqft · built 1960
Lot Size	0.553 acres (24,109 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Oct 2025)
Tax Bill	$2,150 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`284-0048D`

Property Details

APN / Parcel Number

Primary APN	`284-0048D`
Alternative APN	`CHIC M:0284 P:0048D`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Units	4 Units
Stories	1 Story
Building Area	745 sqft Living Area
Gross Area	1,490 sqft
1st Floor Area	745 sqft
Basement Area	745 sqft
Unfinished Basement	745 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,109 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	284-0048D
Street Address	48 COLONIAL CIR, D
City	CHICOPEE
State	MA
Zip	01020-1949
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	208
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3009
Census Tract	810601

Owner

48 Colonial Cir, Unit D is owned by an individual who bought it in October 2025.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7 SOUTHWOOD RD, WILBRAHAM, MA 01095-2420
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Quit Claim Deed, Transfer HOMESTEAD FUNDING CORP
Oct 22, 2018	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2025 · Amount on File
Deed Sale	Oct 30, 2025 · Amount on File
Prior Sale	Feb 12, 2014 · Amount on File
Deed Book / Page	26089 / 587
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Oct 30, 2025
Property Address	48 COLONIAL CIR UNIT D, D, CHICOPEE, MA 01020-1949
Document Number	026089-587
Book / Page	26089 / 587
Instrument Date	Oct 30, 2025
Instrument	51886
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SOUTHWOOD RD, WILBRAHAM, MA 01095-2420

Mortgage

Document Number	0000051887
Date	Oct 30, 2025
Instrument	51887

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	00026090-1
Date	Oct 30, 2025
Book Page	26090/1
Instrument	51888

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	48 COLONIAL CIR UNIT D, D, CHICOPEE, MA 01020-1949
Document Number	22421-131
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 COLONIAL CIR CHICOPEE MA 010201970, CHICOPEE, MA 01020-1970

Mortgage

Document Number	22421-131
Date	Oct 29, 2018
Book Page	022421/000131
Instrument	64543

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 48 Colonial Cir, Unit D was $2,150, up 12.4% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,150.00 (+12.45%)	$141,100 (+11.9%) Building $141,100	$163,820 (+13.3%)
2025	$1,912.00 (+12.47%)	$126,100 (+9.46%) Building $126,100	$144,590
2024	$1,700.00 (+2.97%)	$115,200 (+5.69%) Building $115,200
2023	$1,651.00	$109,000 Building $109,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Colonial Cir, Unit D in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Colonial Cir, Unit D is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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