48 Colonial Cir, Unit C, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 48 Colonial Cir, Unit C, Chicopee, MA 01020

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 985 sqft · built 1960
Lot Size	0.553 acres (24,109 sqft)
Owner	Individual Name on File
Last Sale	$87,500 (Jul 2017)
Tax Bill	$2,830 (2026)
Deeds & Mortgages	Nov 2021 Refinance Nov 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`284-0048C`

Property Details

APN / Parcel Number

Primary APN	`284-0048C`
Alternative APN	`CHIC M:0284 P:0048C`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	985 sqft Living Area
Gross Area	1,970 sqft
1st Floor Area	985 sqft
Basement Area	985 sqft
Unfinished Basement	985 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,109 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	284-0048C
Street Address	48 COLONIAL CIR, C
City	CHICOPEE
State	MA
Zip	01020-1949
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	208
Legal Subdivision	PIONEER VLY CONDO
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3009
Census Tract	810601

Owner

48 Colonial Cir, Unit C is owned and occupied by an individual who bought it in July 2017.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	48 COLONIAL CIR, C, CHICOPEE, MA 01020-1949
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Nov 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jul 12, 2017	Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2017 · Amount on File
Deed Sale	Jul 12, 2017 · Amount on File
Prior Sale	Apr 12, 2012 · Amount on File
Deed Book / Page	21761 / 258
Transfer Doc	021761-258
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	48 COLONIAL CIR UNIT C, C, CHICOPEE, MA 01020-1949
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024232-418
Date	Nov 8, 2021
Book Page	24232/418
Instrument	79364

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	48 COLONIAL CIR UNIT C, C, CHICOPEE, MA 01020-1949
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24232-418
Date	Nov 8, 2021
Book Page	24232/418
Instrument	79364

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jul 12, 2017
Property Address	48 COLONIAL CIR UNIT C, C, CHICOPEE, MA 01020-1949
Document Number	21761-258
Book / Page	021761 / 000258
Instrument Date	Jul 7, 2017
Instrument	38978
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$406.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 KENWOOD TER #3L SPRINGFIELD MA 011081765, 3L, SPRINGFIELD, MA 01108-1765

Mortgage

Document Number	21761-261
Date	Jul 12, 2017
Book Page	021761/000261
Instrument	38979

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 48 Colonial Cir, Unit C was $2,830, up 12.6% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,830.00 (+12.57%)	$185,700 (+12%) Building $185,700	$187,508 (+21.24%)
2025	$2,514.00 (+12.48%)	$165,800 (+9.51%) Building $165,800	$154,660
2024	$2,235.00 (+3.04%)	$151,400 (+5.73%) Building $151,400
2023	$2,169.00	$143,200 Building $143,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Colonial Cir, Unit C in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Colonial Cir, Unit C is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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