Putnam County and Southeast Town property record for 48 Cobb Rd, Brewster, NY 10509
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,647 sqft · built 1962 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | Individual Name on File |
| Last Sale | $456,000 (Jul 2021) |
| Tax Bill | $16,715 (2024) |
| Deeds & Mortgages | Nov 2017 Mortgage Jul 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 373089 68.18-1-6 |
| Primary APN | 373089 68.18-1-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,647 sqft Living Area |
| Gross Area | 2,472 sqft |
| 1st Floor Area | 1,647 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 48,787 sqft (1.12 acres) |
| Lot Dimensions | 303 ft deep x 113 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 456 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 48 COBB RD |
|---|---|
| City | BREWSTER |
| State | NY |
| Zip | 10509-4609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Subdivision | COBB HILL |
| Legal Block | 1 |
| Legal Lot Number | 6.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | SOUTHEAST |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 11700 |
48 Cobb Rd is owned and occupied by an individual who bought it in July 2021.
Source: Putnam County and Southeast Town records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 COBB RD, BREWSTER, NY 10509-4609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 23, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 10, 2018 | Grant Deed, Transfer NEW YORK TITLE RESEARCH CORPORATION |
| Nov 22, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2021 · Amount on File |
| Deed Sale | Jul 23, 2021 · Amount on File |
| Prior Sale | Aug 10, 2018 · Amount on File |
| Deed Document Number | 202186412021 |
| Deed Book / Page | 2224 / 173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 48 COBB RD, BREWSTER, NY 10509-4609 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0067770165 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 6777/165 |
| Instrument | 1604064 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2037 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jul 23, 2021 |
| Property Address | 48 COBB RD, BREWSTER, NY 10509-4609 |
| Document Number | 0022240173 |
| Book / Page | 2224 / 173 |
| Map Reference | MAP 862 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 8641-2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2021 |
| Title Company | RECORD AND RETURN TITLE AGENCY, RECORD & RETURN TTL AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,824.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 HAVILAND ST, 28, HARRISON, NY 10528-3704 |
| Name | Verified Name |
|---|---|
| Address | 48 COBB RD, BREWSTER, NY 10509-4609 |
| Document Number | 7410221 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 7410/221 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Aug 10, 2018 |
| Property Address | 48 COBB RD, BREWSTER, NY 10509-4609 |
| Document Number | 0020850463 |
| Book / Page | 002085 / 000463 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 1502026 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | NEW YORK TITLE RESEARCH CORPORATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 28 HAVILAND ST HARRISON NY 105283704, HARRISON, NY 10528-3704 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Nov 22, 2017 |
| Property Address | 48 COBB RD, BREWSTER, NY 10509-4609 |
| Document Number | 0067770182 |
| Book / Page | 006777 / 000182 |
| Instrument Date | Oct 24, 2017 |
| Instrument | 1604065 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 48 COBB RD BREWSTER NY 105094609, BREWSTER, NY 10509-4609 |
| Document Number | 67770182 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 006777/000182 |
| Instrument | 1604065 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 21, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Putnam County and Southeast Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Southeast Town |
| Unified School District | Brewster Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $585,900 Land $88,800 Building $497,100 | $585,900 Land $88,800 Building $497,100 | |
| 2024 | $16,715.00 | ||
| 2023 | $517,100 (+1%) Land $88,800 Building $428,300 | $517,100 (+1%) Land $88,800 Building $428,300 | |
| 2022 | $470,100 Land $88,800 Building $381,300 | $470,100 Land $88,800 Building $381,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Cobb Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1978–2011) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Cobb Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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