Putnam County and Southeast Town property record for 38 Cobb Rd, Brewster, NY 10509
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,120 sqft · built 1961 |
| Lot Size | 0.999 acres (43,520 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $485,000 (Mar 2005) |
| Tax Bill | $16,972 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 373089 68.18-1-5 |
| Primary APN | 373089 68.18-1-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,120 sqft Living Area |
| 1st Floor Area | 1,672 sqft |
| Basement Area | 448 sqft |
| Finished Basement | 448 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Lot Area | 43,520 sqft (0.999 acres) |
| Lot Dimensions | 320 ft deep x 136 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 416 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 38 COBB RD |
|---|---|
| City | BREWSTER |
| State | NY |
| Zip | 10509-4609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Subdivision | MAP OF COBB HILL |
| Legal Block | 1 |
| Legal Lot Number | 5.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | SOUTHEAST |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 11700 |
Source: Putnam County and Southeast Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38 COBB RD, BREWSTER, NY 10509-4609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 23, 2017 | Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2005 · Amount on Record |
| Deed Sale | Mar 10, 2005 · Amount on Record |
| Prior Sale | Dec 31, 2002 · Amount on Record |
| Deed Book / Page | 1698 / 401 |
| Last Transfer Date | Feb 22, 2017 |
| Transfer Doc | 0020390488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 38 COBB RD, BREWSTER, NY 10509-4609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RECORD & RETURN TTL AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 38 COBB RD, BREWSTER, NY 10509-4609 |
| Document Number | 0071590342 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 7159/342 |
| Instrument | 7997-2020 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Mar 23, 2017 |
| Property Address | 38 COBB RD, BREWSTER, NY 10509-4609 |
| Document Number | 0020390488 |
| Book / Page | 002039 / 000488 |
| Instrument Date | Feb 22, 2017 |
| Instrument | 1500752 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2017 |
| Title Company | PREMIER ABSTRACT, LTD. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 COBB RD BREWSTER NY 105094609, BREWSTER, NY 10509-4609 |
| Document Number | 67030265 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | 006703/000265 |
| Instrument | 1601097 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 22, 2047 |
Source: Putnam County and Southeast Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Southeast Town |
| Unified School District | Brewster Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $590,800 (+3%) Land $73,200 Building $517,600 | $590,800 (+3%) Land $73,200 Building $517,600 | |
| 2024 | $16,972.00 | $573,600 (+6.01%) Land $73,200 Building $500,400 | $573,600 (+6.01%) Land $73,200 Building $500,400 |
| 2023 | $541,100 (+1%) Land $73,200 Building $467,900 | $541,100 (+1%) Land $73,200 Building $467,900 | |
| 2022 | $491,900 Land $73,200 Building $418,700 | $491,900 Land $73,200 Building $418,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1978–2011) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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