Essex County and Andover Town property record for 48 Clark Rd, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,333 sqft · built 1975 |
| Lot Size | 0.986 acres (42,937 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $672,500 (Apr 2014) |
| Tax Bill | $14,724 (2025) |
| Deeds & Mortgages | Apr 2019 Refinance Aug 2020 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00156 B:00007 L:0000A |
| Primary APN | ANDO M:00156 B:00007 L:0000A |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,333 sqft Living Area |
| Gross Area | 8,675 sqft |
| Basement Area | 2,433 sqft |
| Unfinished Basement | 2,433 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,937 sqft (0.986 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 48 CLARK RD |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-5602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRA |
| Legal Block | 7 |
| Legal Lot Number | A |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 254403 |
Source: Essex County and Andover Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 CLARK RD, ANDOVER, MA 01810-5602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 29, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK |
| Aug 18, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK |
| Sep 17, 2019 | Deed of Trust, Mortgage · Conventional with PMI FIRST CHOICE LN SVCS |
| Nov 5, 2018 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Nov 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2014 · Amount on Record |
| Deed Sale | Apr 7, 2014 · Amount on Record |
| Deed Book / Page | 13817 / 299 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 48 CLARK RD, ANDOVER, MA 01810-5602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15828-86 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | 15828/86 |
| Instrument | 9058 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 48 CLARK RD, ANDOVER, MA 01810-5602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16449-91 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 16449/91 |
| Instrument | 21398 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 48 CLARK RD, ANDOVER, MA 01810-5602 |
| Document Number | 16007-44 |
| Instrument Date | Sep 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 48 CLARK RD ANDOVER MA 018105602, ANDOVER, MA 01810-5602 |
| Document Number | 16007-44 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 016007/000044 |
| Instrument | 23136 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 48 CLARK RD, ANDOVER, MA 01810-5602 |
| Document Number | 15677-343 |
| Instrument Date | Nov 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 48 CLARK RD ANDOVER MA 018105602, ANDOVER, MA 01810-5602 |
| Document Number | 15677-343 |
|---|---|
| Date | Nov 13, 2018 |
| Book Page | 015677/000343 |
| Instrument | 27623 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 12, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 48 CLARK RD, ANDOVER, MA 01810-5602 |
| Document Number | 15310-182 |
| Book / Page | 015310 / 000182 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|
| Document Number | 15310-182 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 015310/000182 |
| Instrument | 30975 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 27, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 48 CLARK RD, ANDOVER, MA 01810-5602 |
| Document Number | 15094-37 |
| Book / Page | 015094 / 000037 |
| Instrument Date | May 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2017 |
| Name | Verified Name |
|---|
| Document Number | 15094-37 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 015094/000037 |
| Instrument | 12993 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2047 |
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,724.00 (+3.98%) | $1,178,900 (+7.23%) Land $455,400 Building $723,500 | $1,164,985 |
| 2024 | $14,160.00 (+4.23%) | $1,099,400 (+10.55%) Land $449,300 Building $650,100 | |
| 2023 | $13,585.00 | $994,500 Land $404,700 Building $589,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1996 · Extreme Weather Conditons And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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