46 Clark Rd, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 46 Clark Rd, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,554 sqft · built 1975
Lot Size	0.771 acres (33,585 sqft)
Owner	Trust Name on File
Last Sale	$635,000 (Dec 2019)
Tax Bill	$11,161 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00156 B:00007 L:0000B`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00156 B:00007 L:0000B`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,554 sqft Living Area
Gross Area	4,256 sqft
Basement Area	1,120 sqft
Unfinished Basement	870 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,585 sqft (0.771 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	46 CLARK RD
City	ANDOVER
State	MA
Zip	01810-5602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRA
Legal Block	7
Legal Lot Number	B
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2000
Census Tract	254403

Owner

46 Clark Rd is owner-occupied and held in a trust since March 2020.

Source: Essex County and Andover Town records, as of September 25, 2026

Owner of Record	Trust Name on File
Mailing Address	46 CLARK RD, ANDOVER, MA 01810-5602
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2017	Deed of Trust, Mortgage · Line of Credit ENTERPRISE BANK & TRUST CO
Jul 8, 2020	Deed of Trust, Mortgage · Balloon Mortgage SALEM FIVE CENTS SAVINGS BANK
Mar 17, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 12, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 12, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2019 · Amount on File
Deed Sale	Dec 12, 2019 · Amount on File
Prior Sale	Aug 25, 1987 · Amount on File
Deed Document Number	201931504
Deed Book / Page	16116 / 177
Last Transfer Date	Mar 10, 2020
Transfer Doc	16230-44
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	46 CLARK RD, ANDOVER, MA 01810-5602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15148-215
Date	Jul 13, 2017
Book Page	15148/215
Instrument	17562

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	46 CLARK RD, ANDOVER, MA 01810-5602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16387-187
Date	Jul 8, 2020
Book Page	16387/187
Instrument	17022

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Mar 17, 2020
Property Address	46 CLARK RD, ANDOVER, MA 01810-5602
Document Number	16230-44
Book / Page	016230 / 000044
Instrument Date	Mar 10, 2020
Instrument	6616
Transaction Type	Transfer
Record Updated	Mar 31, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CLARK RD ANDOVER MA 018105602, ANDOVER, MA 01810-5602

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Dec 12, 2019
Property Address	46 CLARK RD, ANDOVER, MA 01810-5602
Document Number	16116-170
Book / Page	016116 / 000170
Instrument Date	Dec 4, 2019
Instrument	31502
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CLARK RD ANDOVER MA 018105602, ANDOVER, MA 01810-5602

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Dec 12, 2019
Property Address	46 CLARK RD, ANDOVER, MA 01810-5602
Document Number	16116-177
Book / Page	016116 / 000177
Instrument Date	Dec 4, 2019
Instrument	31504
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2,895.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	46 CLARK RD ANDOVER MA 018105602, ANDOVER, MA 01810-5602

Tax Assessment & Valuation

The 2025 property tax bill for 46 Clark Rd was $11,161, up 3% from the year before.

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,161.00 (+2.95%)	$893,600 (+6.17%) Land $426,000 Building $467,600	$836,000
2024	$10,841.00 (+4.27%)	$841,700 (+10.59%) Land $420,300 Building $421,400
2023	$10,397.00	$761,100 Land $378,500 Building $382,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Clark Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Clark Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clark Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures