48 Cimmaron Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 48 Cimmaron Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,941 sqft · built 1968
Lot Size	0.503 acres (21,900 sqft)
Owner	Individual Name on File
Last Sale	$348,458 (Mar 2026)
Tax Bill	$3,091 (2025)
Deeds & Mortgages	Mar 2026 Sale Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`557100A000`

Property Details

APN / Parcel Number

Primary APN	`557100A000`
Alternative APN	`3-0112-4047-00-0048.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,941 sqft Living Area
Gross Area	3,579 sqft
1st Floor Area	1,709 sqft
Basement Area	1,364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,900 sqft (0.503 acres)
Lot Dimensions	219 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	284 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	557100A000
Street Address	48 CIMMARON DR
City	SAINT CHARLES
State	MO
Zip	63304-7298
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	WESTWARD MANOR LOT 48
Legal Subdivision	WESTWARD MANOR
Legal Lot Number	48
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2014
Census Tract	311114

Owner

48 Cimmaron Dr is owned and occupied by an individual who bought it in March 2026.

Source: St. Charles County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	48 CIMMARON DR, SAINT CHARLES, MO 63304-7298
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Warranty Deed, Transfer
Mar 6, 2026	Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 17, 2023	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Oct 12, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2026 · Amount on File
Deed Sale	Mar 6, 2026 · Amount on File
Prior Sale	Mar 6, 2026 · Amount on File
Deed Document Number	202610527
Transfer Doc	0000098805
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 6, 2026
Property Address	48 CIMMARON DR, SAINT CHARLES, MO 63304-7298
Document Number	0000010526
Map Reference	MB 9 PG 22A
Instrument Date	Mar 4, 2026
Instrument	2026R-010526
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 CIMMARON DR, SAINT CHARLES, MO 63304-7298

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 RESERVE RD, DANBURY, CT 06810-5267

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 6, 2026
Property Address	48 CIMMARON DR, SAINT CHARLES, MO 63304-7298
Document Number	0000010527
Map Reference	MB 9 PG 22A
Instrument Date	Mar 4, 2026
Instrument	2026R-010527
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 RESERVE RD, DANBURY, CT 06810-5267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CIMMARON DR, SAINT CHARLES, MO 63304-7298

Mortgage

Document Number	0000010528
Date	Mar 6, 2026
Instrument	2026R-010528

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 17, 2023
Property Address	48 CIMMARON DR, SAINT CHARLES, MO 63304-7298
Document Number	0000018775
Map Reference	MB 9 PG 22A
Instrument Date	May 8, 2023
Instrument	2023R-018775
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2627 GRAVOIS RD, SAINT CLAIR, MO 63077-4107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CIMMARON DR, SAINT CHARLES, MO 63304-7298

Mortgage

Document Number	0000018776
Date	May 17, 2023
Instrument	2023R-018776

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

October 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 12, 2021
Property Address	48 CIMMARON DR, SAINT CHARLES, MO 63304-7298
Document Number	0000084371
Map Reference	MB 9 PG 22A
Instrument Date	Oct 11, 2021
Instrument	2021R-084371
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CIMMARON DR, SAINT CHARLES, MO 63304-7298

Tax Assessment & Valuation

The 2025 property tax bill for 48 Cimmaron Dr was $3,091.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,998 (-)	$273,674 (-) Land $55,000 Building $218,674
2025	$3,091.00	$51,998	$273,674 Land $55,000 Building $218,674
2023		$46,757 (+2.2%)
2022	$2,945.00	$45,751	$246,091 (+2.2%) Land $55,000 Building $191,091
2021			$240,796 Land $45,000 Building $195,796

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 48 Cimmaron Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Cimmaron Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Wisper ISP.

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