43 Cimmaron Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 43 Cimmaron Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,322 sqft · built 1966
Lot Size	0.694 acres (30,225 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Oct 2021)
Tax Bill	$2,844 (2025)
Deeds & Mortgages	Dec 2025 Sale Oct 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`556950A000`

Property Details

APN / Parcel Number

Primary APN	`556950A000`
Alternative APN	`3-0112-4047-00-0043.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,322 sqft Living Area
Gross Area	3,048 sqft
1st Floor Area	1,464 sqft
Basement Area	1,144 sqft
Finished Basement	858 sqft
Unfinished Basement	286 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,225 sqft (0.694 acres)
Lot Dimensions	195 ft deep x 155 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	84 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	556950A000
Street Address	43 CIMMARON DR
City	SAINT CHARLES
State	MO
Zip	63304-7293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	WESTWARD MANOR LOT 43
Legal Subdivision	WESTWARD MANOR
Legal Lot Number	43
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2046
Census Tract	311114

Owner

43 Cimmaron Dr is owned by two individuals who acquired it in December 2025.

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	919 GOLDEN MEADOWS DR, DEFIANCE, MO 63341-1752
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Beneficiary Deed, Transfer
Oct 29, 2021	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Dec 4, 2020	Warranty Deed, Transfer FRONTIER MTG
May 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 12, 2019	Quit Claim Deed, Transfer · Conventional Mortgage FRONTIER FINANCIAL INC
Apr 10, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Feb 6, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FRONTIER FINANCIAL INC
Jan 12, 2017	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on File
Deed Sale	Oct 29, 2021 · Amount on File
Prior Sale	Dec 4, 2020 · Amount on File
Deed Document Number	202189753
Last Transfer Date	Dec 10, 2025
Transfer Doc	0000055911
Record Updated	Oct 29, 2026

December 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 12, 2025
Property Address	43 CIMMARON DR, SAINT CHARLES, MO 63304-7293
Document Number	0000055911
Map Reference	MB 9 PG 22A
Instrument Date	Dec 10, 2025
Instrument	2025R-055911
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	919 GOLDEN MEADOWS DR, DEFIANCE, MO 63341-1752

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 29, 2021
Property Address	43 CIMMARON DR, SAINT CHARLES, MO 63304-7293
Document Number	2021R089753
Map Reference	MB 9 PG 22A
Instrument Date	Oct 27, 2021
Instrument	2021R-089753
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 CIMMARON DR, SAINT CHARLES, MO 63304-7293

Mortgage

Document Number	2021R089754
Date	Oct 29, 2021
Instrument	2021R-089754

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 4, 2020
Property Address	43 CIMMARON DR, SAINT CHARLES, MO 63304-7293
Document Number	0000094948
Instrument Date	Dec 1, 2020
Instrument	94948
Transaction Type	Transfer
Record Updated	Mar 2, 2021
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43 CIMMARON DR ST CHARLES MO 633047293, ST CHARLES, MO 63304-7293

Mortgage

Document Number	94949
Date	Dec 4, 2020
Instrument	94949

Lender

Name	FRONTIER MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 2, 2019
Property Address	43 CIMMARON DR, SAINT CHARLES, MO 63304-7293
Document Number	0070672106
Book / Page	007067 / 002106
Instrument Date	Apr 17, 2019
Instrument	203990
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	43 CIMMARON DR ST CHARLES MO 633047293, ST CHARLES, MO 63304-7293

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 12, 2019
Property Address	43 CIMMARON DR, SAINT CHARLES, MO 63304-7293
Document Number	0070450567
Book / Page	7045 / 0567
Map Reference	MB 9 PG 22A
Instrument Date	Mar 8, 2019
Instrument	20190312000108250
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 CIMMARON DR, 43, SAINT CHARLES, MO 63304-7293

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 CIMMARON DR, SAINT CHARLES, MO 63304-7293

Mortgage

Document Number	20190312000108260
Date	Mar 12, 2019
Instrument	20190312000108260

Lender

Name	FRONTIER FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 10, 2017
Property Address	43 CIMMARON DR, SAINT CHARLES, MO 63304-7293
Document Number	0067250448
Book / Page	006725 / 000448
Instrument Date	Mar 29, 2017
Instrument	212720
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	42 CHEYENNE DR ST CHARLES MO 633047255, ST CHARLES, MO 63304-7255

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 6, 2017
Property Address	43 CIMMARON DR, SAINT CHARLES, MO 63304-7293
Document Number	0066960792
Book / Page	6696 / 0792
Map Reference	MB 9 PG 22A
Instrument Date	Jan 26, 2017
Instrument	20170206000080730
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 CIMMARON DR, SAINT CHARLES, MO 63304-7293

Mortgage

Document Number	20170206000080740
Date	Feb 6, 2017
Instrument	20170206000080740

Lender

Name	FRONTIER FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 12, 2017
Property Address	43 CIMMARON DR, SAINT CHARLES, MO 63304-7293
Document Number	0066841885
Book / Page	006684 / 001885
Instrument Date	Dec 20, 2016
Instrument	25060
Transaction Type	Foreclosure
Record Updated	Jan 17, 2017

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 CHEYENNE DR ST CHARLES MO 633047255, ST CHARLES, MO 63304-7255

Tax Assessment & Valuation

The 2025 property tax bill for 43 Cimmaron Dr was $2,844, up 12.5% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,803 (-)	$251,594 (-) Land $55,000 Building $196,594
2025	$2,844.00 (+12.54%)	$47,803	$251,594 Land $55,000 Building $196,594
2024	$2,527.00
2023		$42,150
2022			$221,842 Land $55,000 Building $166,842

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 43 Cimmaron Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Cimmaron Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Wisper ISP.

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