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48 Central St, Moravia, NY 13118 Property Records

Cayuga County and Moravia Town property record for 48 Central St, Moravia, NY 13118 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,546 sqft · built 1880
Lot Size0.164 acres (7,178 sqft)
OwnerIndividual Name on File
Last Sale$154,500 (Feb 2026)
Tax Bill$4,472 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN054201 210.09-2-59

Property Details

APN / Parcel Number

Primary APN054201 210.09-2-59
Alternative APNs
  • 420121000900020590000000
  • 39015080

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,546 sqft Living Area
1st Floor Area1,072 sqft
Upper Floors Area474 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1970
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area7,178 sqft (0.164 acres)
Lot Dimensions82.5 ft deep x 87 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area174 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39015080
Street Address48 CENTRAL ST
CityMORAVIA
StateNY
Zip13118-7710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number59.000
JurisdictionCAYUGA NY
Township / Civil DivisionMORAVIA
Census Block Group1
Census Block1032
Census Tract40800

Owner

Source: Cayuga County and Moravia Town records · APN 054201 210.09-2-59

Assessment roll updated May 1, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2965 OAK HILL RD, MORAVIA, NY 13118-3625
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 18, 2026 · Amount on Record
Deed SaleFeb 18, 2026 · Amount on Record
Prior SaleOct 17, 2013 · Amount on Record
Deed Document Number2026241595
Deed Book / Page4708 / 298
Record UpdatedSep 20, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAYUGA NY
Recording DateFeb 18, 2026
Property Address48 CENTRAL ST, MORAVIA, NY 13118-7710
Document Number004708/298
Book / Page4708 / 298
Instrument DateFeb 03, 2026
Instrument2026-241595
Transaction TypeTransfer
Record UpdatedMar 20, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2965 OAK HILL RD, MORAVIA, NY 13118-3625

Mortgage

Document Number2026241596
DateFeb 18, 2026
Instrument2026-241596
Lender
NameTOMPKINS COMMUNITY BANK
Agreement
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

Tax Assessment & Valuation

Source: Cayuga County and Moravia Town records · Assessment roll updated May 1, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionMoravia Town
MunicipalityMoravia Village
Unified School DistrictMoravia Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,472.00 (+3.69%)$160,000 (-) Land $25,400 Building $134,600$175,824 (+9.89%) Land $27,912 Building $147,912
2024$4,313.00 (+132.88%)
2023$160,000 Land $25,400 Building $134,600$160,000 Land $25,400 Building $134,600
2020$1,852.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cayuga County (36011C), updated April 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360110408001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 65 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims11 (1996–2026)
Claims Outside the SFHA1 of 11
Most Recent ClaimApr 2026, rainfall accumulation
Claims By Storm
  • Flooding, Jul 2017 · 8 claims

Wildfire

Wildfire RiskLow
above 7% of the US · above 11% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 272 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Zito West HoldingFiber1,000 / 1,000
Zito West HoldingCable1,000 / 25
VerizonFiber980 / 880

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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