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44 Central St, Moravia, NY 13118 Property Records

Cayuga County and Moravia Town property record for 44 Central St, Moravia, NY 13118 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,306 sqft · built 1920
Lot Size0.408 acres (17,794 sqft)
Owner2 Company Names on File
Last Sale$50,000 (Jun 2019)
Tax Bill$5,146 (2025)
Deeds & MortgagesApr 2024 Transfer
Dec 2018 Mortgage
Flood ZoneZone AE (high risk)
APN054201 210.09-2-58

Property Details

APN / Parcel Number

Primary APN054201 210.09-2-58
Alternative APNs
  • 420121000900020580000000
  • 39003100

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,306 sqft Living Area
1st Floor Area1,300 sqft
2nd Floor Area1,006 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1965
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area17,794 sqft (0.408 acres)
Lot Dimensions217 ft deep x 82 ft wide
Garage TypeDetached
Pool TypeAbove-Ground Pool
Pool Area452 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39003100
Street Address44 CENTRAL ST
CityMORAVIA
StateNY
Zip13118-7710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS.M. 91-95
Legal Block2
Legal Lot Number58.000
JurisdictionCAYUGA NY
Township / Civil DivisionMORAVIA
Census Block Group1
Census Block1032
Census Tract40800

Owner

Source: Cayuga County and Moravia Town records · APN 054201 210.09-2-58

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address44 CENTRAL ST, MORAVIA, NY 13118-7710
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2024Quit Claim Deed, Transfer
Quitclaim
Dec 18, 2018Deed of Trust, Mortgage · Conventional Mortgage
ELMIRA SVGS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 17, 2019 · Amount on Record
Deed SaleJun 17, 2019 · Amount on Record
Deed Document Number2019187846
Deed Book / Page3734 / 202
Last Transfer DateMar 21, 2024
Transfer Doc004468/216
Record UpdatedJun 08, 2026

April 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCAYUGA NY
Recording DateApr 11, 2024
Property Address44 CENTRAL ST, MORAVIA, NY 13118-7710
Document Number004468/216
Book / Page4468 / 216
Instrument DateMar 21, 2024
Instrument2024-228144
Transaction TypeTransfer
Record UpdatedApr 30, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address44 CENTRAL ST, MORAVIA, NY 13118-7710

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAYUGA NY
Property Address44 CENTRAL ST, MORAVIA, NY 13118-7710
Document Number0036840042
Instrument DateDec 18, 2018
Transaction TypeMortgage
Record UpdatedJan 29, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 CENTRAL ST MORAVIA NY 13118, MORAVIA, NY 13118

Mortgage

Document Number0036840042
DateJan 18, 2019
Book Page003684/000042
Instrument184850
Lender
NameELMIRA SVGS BK
TypeFederal Savings Bank
AddressELMIRA, NY 14901
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cayuga County and Moravia Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionMoravia Town
MunicipalityMoravia Village
Unified School DistrictMoravia Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,146.00 (+3.69%)$184,100 (-) Land $26,100 Building $158,000$202,308 (+9.89%) Land $28,681 Building $173,627
2024$4,963.00 (+96.71%)
2023$184,100 Land $26,100 Building $158,000$184,100 Land $26,100 Building $158,000
2020$2,523.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cayuga County (36011C), updated April 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360110408001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 65 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims11 (1996–2026)
Claims Outside the SFHA1 of 11
Most Recent ClaimApr 2026, rainfall accumulation
Claims By Storm
  • Flooding, Jul 2017 · 8 claims

Wildfire

Wildfire RiskLow
above 7% of the US · above 11% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 272 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Zito West HoldingFiber1,000 / 1,000
Zito West HoldingCable1,000 / 25
VerizonFiber980 / 880

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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