Worcester County and Sturbridge Town property record for 48 Cedar St, Sturbridge, MA 01566 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1945 |
| Square Footage | 1,439 sqft Living Area |
| Lot Size | 19,166 sqft (0.44 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $245,000 (2017) |
| Tax Bill | $5,614.00 (2025) |
| Primary APN | 202-02426-048 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,439 sqft Living Area |
| Gross Area | 2,976 sqft Gross Area |
| Basement Area | 720 sqft Basement |
| Finished Basement | 720 sqft Finished |
| Unfinished Basement | 720 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 19,166 sqft (0.44 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 202-02426-048 |
|---|---|
| Street Address | 48 CEDAR ST |
| City | STURBRIDGE |
| State | MA |
| Zip | 01566-1353 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 2426-48 |
| Jurisdiction | STURBRIDGE MA |
| Minor Civil Division | STURBRIDGE |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 758103 |
Source: Worcester County and Sturbridge Town records · APN 202-02426-048
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 CEDAR ST, STURBRIDGE, MA 01566-1353 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 06, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance QUICKEN LOANS INC |
| Sep 20, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance ROCKET MORTGAGE |
| Sep 20, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance ROCKET MORTGAGE |
| Jan 10, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance QUICKEN LOANS INC |
| Nov 09, 2017 | Quit Claim Deed, Transfer · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Jan 20, 2017 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 09, 2017 · Amount on Record |
| Deed Sale | Nov 09, 2017 · Amount on Record |
| Prior Sale | Jan 20, 2017 · Amount on Record |
| Deed Book / Page | 58018 / 165 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STURBRIDGE MA |
| Property Address | 48 CEDAR ST, STURBRIDGE, MA 01566-1353 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 064165-302 |
|---|---|
| Date | Jan 06, 2021 |
| Book Page | 64165/302 |
| Instrument | 1980 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Feb 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STURBRIDGE MA |
| Property Address | 48 CEDAR ST, STURBRIDGE, MA 01566-1353 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 066098-180 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 66098/180 |
| Instrument | 131577 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STURBRIDGE MA |
| Property Address | 48 CEDAR ST, STURBRIDGE, MA 01566-1353 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 66098-180 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 66098/180 |
| Instrument | 131577 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STURBRIDGE MA |
| Property Address | 48 CEDAR ST, STURBRIDGE, MA 01566-1353 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61724-128 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 61724/128 |
| Instrument | 2691 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STURBRIDGE MA |
| Recording Date | Nov 09, 2017 |
| Property Address | 48 CEDAR ST, STURBRIDGE, MA 01566-1353 |
| Document Number | 58018-165 |
| Book / Page | 058018 / 000165 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 125486 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,117.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 195 NEW BOSTON RD STURBRIDGE MA 015661339, STURBRIDGE, MA 01566-1339 |
| Document Number | 58018-167 |
|---|---|
| Date | Nov 09, 2017 |
| Book Page | 058018/000167 |
| Instrument | 125487 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 08, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STURBRIDGE MA |
| Recording Date | Jan 20, 2017 |
| Property Address | 48 CEDAR ST, STURBRIDGE, MA 01566-1353 |
| Document Number | 56640-199 |
| Book / Page | 056640 / 000199 |
| Instrument Date | Jan 10, 2017 |
| Instrument | 7417 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $456.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 15 MAIN ST STURBRIDGE MA 015661247, STURBRIDGE, MA 01566-1247 |
Source: Worcester County and Sturbridge Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sturbridge Town |
| Elementary School District | Sturbridge School District (PK - 06) |
| Secondary School District | Tantasqua School District (07 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,614.00 (+4.27%) | $352,400 (+7.93%) Land $69,600 Building $282,800 | $404,605 (+1.57%) |
| 2024 | $5,384.00 (+6.01%) | $326,500 (+16.15%) Land $68,200 Building $258,300 | $398,335 |
| 2023 | $5,079.00 | $281,100 Land $59,700 Building $221,400 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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