44 Cedar St, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 44 Cedar St, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,778 sqft · built 1956
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,772 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`202-02426-044`

Property Details

APN / Parcel Number

Primary APN	`202-02426-044`
Alternative APNs	`STUR M:202 B:000 L:2426-044` `M:202 B:000 L:2426=044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,778 sqft Living Area
Gross Area	5,545 sqft
Basement Area	1,364 sqft
Unfinished Basement	1,364 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Contemporary
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	28,314 sqft (0.65 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	202-02426-044
Street Address	44 CEDAR ST
City	STURBRIDGE
State	MA
Zip	01566-1353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	2426-44
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	2
Census Block	2014
Census Tract	758103

Owner

Source: Worcester County and Sturbridge Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	44 CEDAR ST, STURBRIDGE, MA 01566-1353
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit SOUTHBRIDGE CU
Oct 24, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 24, 2025	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2016
Deed Sale	May 31, 2016
Prior Sale	Apr 29, 1987 · Amount on Record
Deed Book / Page	55402 / 57
Last Transfer Date	May 21, 2024
Transfer Doc	070537-274
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	44 CEDAR ST, STURBRIDGE, MA 01566-1353
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072709-21
Date	Oct 22, 2025
Book Page	72709/21
Instrument	91153

Lender

Name	SOUTHBRIDGE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Oct 24, 2025
Property Address	44 CEDAR ST, STURBRIDGE, MA 01566-1353
Document Number	072723-205
Book / Page	72723 / 205
Instrument Date	Oct 24, 2025
Instrument	92201
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 CEDAR ST, STURBRIDGE, MA 01566-1353

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Sep 24, 2025
Property Address	44 CEDAR ST, STURBRIDGE, MA 01566-1353
Document Number	0072573-97
Book / Page	72573 / 97
Instrument Date	Sep 22, 2025
Instrument	81510
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	44 CEDAR ST, STURBRIDGE, MA 01566-1353

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,772.00 (+4.57%)	$425,100 (+8.25%) Land $77,000 Building $348,100	$460,180 (+1.64%)
2024	$6,476.00 (+6.48%)	$392,700 (+16.67%) Land $75,600 Building $317,100	$452,770
2023	$6,082.00	$336,600 Land $66,000 Building $270,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURBRIDGE WATER DEPARTMENT serves 4,746 people · EPA ID MA2287000
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

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