44 Cedar St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 44 Cedar St, Lynn, MA 01905

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,503 sqft · built 1890
Lot Size	0.209 acres (9,100 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Oct 2000)
Tax Bill	$6,920 (2025)
Deeds & Mortgages	Jul 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`B:054 L:319 S:007`

Property Details

APN / Parcel Number

Primary APN	`B:054 L:319 S:007`
Alternative APN	`LYNN M:054 B:319 L:007`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,503 sqft Living Area
Gross Area	4,910 sqft
Basement Area	1,788 sqft
Unfinished Basement	1,788 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1963
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,100 sqft (0.209 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	44 CEDAR ST
City	LYNN
State	MA
Zip	01905-1609
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R2
Legal Block	319
Legal Lot Number	7
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1011
Census Tract	205900

Owner

Source: Essex County and Lynn City records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	44 CEDAR ST, LYNN, MA 01905-1609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2000 · Amount on Record
Deed Sale	Oct 2, 2000 · Amount on Record
Prior Sale	Sep 30, 1993 · Amount on Record
Deed Book / Page	16597 / 417
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	44 CEDAR ST, LYNN, MA 01905-1609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38762-436
Date	Jul 29, 2020
Book Page	38762/436
Instrument	20200729001360

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,920.00 (+0.86%)	$668,000 (+2.52%) Land $207,500 Building $460,500
2024	$6,861.00 (+2.77%)	$651,600 (+8.84%) Land $195,000 Building $456,600
2023	$6,676.00	$598,700 Land $189,000 Building $409,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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