48 Cedar Rd, Severna Park, MD 21146 Property Records

Anne Arundel County property record for 48 Cedar Rd, Severna Park, MD 21146

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,073 sqft · built 1958
Lot Size	0.333 acres (14,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Mar 2022)
Tax Bill	$6,123 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-745-18261100`

Property Details

APN / Parcel Number

Primary APN	`03-745-18261100`
Alternative APNs	`3-745-18261100` `74518261100`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,073 sqft Living Area
1st Floor Area	2,073 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,500 sqft (0.333 acres)
Garage Type	Carport
Garage Area	231 sqft
Carport	Carport
Carport Area	231 sqft
Parking Spaces	1 Parking Space
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	74518261100
Street Address	48 CEDAR RD
City	SEVERNA PARK
State	MD
Zip	21146-3735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 15 BK B PL 3 SEVERNA GARDENS
Legal Subdivision	SEVERNA GARDENS
Legal Block	B
Legal Lot Number	15
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	3
Census Block	3015
Census Tract	730701

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 CEDAR RD, SEVERNA PARK, MD 21146-3735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Prior Sale	Dec 19, 2003 · Amount on Record
Deed Book / Page	38532 / 313
Transfer Doc	0142100335
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 29, 2022
Property Address	48 CEDAR RD, SEVERNA PARK, MD 21146-3735
Document Number	0385320313
Book / Page	38532 / 313
Map Reference	MB 30 FO 46
Instrument Date	Mar 24, 2022
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	MICASA TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	48 CEDAR RD, SEVERNA PARK, MD 21146-3735

Mortgage

Document Number	0038532319
Date	Mar 29, 2022
Instrument	38532/319

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$602,800 (+9.32%)	$654,200 (-) Land $404,800 Building $249,400
2025	$6,123.00 (+2.44%) Homeowner's exemption	$551,400 (+16.46%)	$654,200 (+30.84%) Land $404,800 Building $249,400
2024	$5,977.00 (+15.61%)
2023	$5,170.00	$473,467	$500,000 Land $344,600 Building $155,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Astound Broadband, Believe Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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