43 Cedar Rd, Severna Park, MD 21146 Property Records

Anne Arundel County property record for 43 Cedar Rd, Severna Park, MD 21146

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,240 sqft · built 1958
Lot Size	0.52 acres (22,660 sqft)
Owner	Individual Name on Record
Tax Bill	$6,858 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-745-23567308`

Property Details

APN / Parcel Number

Primary APN	`03-745-23567308`
Alternative APNs	`3-745-23567308` `74523567308`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,240 sqft Living Area
1st Floor Area	1,720 sqft
Basement Area	520 sqft
Finished Basement	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,660 sqft (0.52 acres)
Porch	Open Porch
Porch Area	323 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	74523567308
Street Address	43 CEDAR RD
City	SEVERNA PARK
State	MD
Zip	21146-3715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 5 BK A PL 3 SEVERNA GARDENS
Legal Subdivision	SEVERNA GARDENS
Legal Block	A
Legal Lot Number	5
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	3
Census Block	3011
Census Tract	730701

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 CEDAR RD, SEVERNA PARK, MD 21146-3715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 23, 2021	Deed of Trust, Mortgage · VA Mortgage NFM INC
Aug 19, 2020	Intrafamily Transfer, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP
Jul 6, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST HM MTG CORP
Mar 9, 2018	Quit Claim Deed, Transfer HOME FIRST TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2020
Deed Sale	Aug 19, 2020
Prior Sale	Jul 7, 2015 · Amount on Record
Deed Book / Page	35068 / 418
Last Transfer Date	Jul 15, 2026
Transfer Doc	4258000244
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 30, 2026
Property Address	43 CEDAR RD, SEVERNA PARK, MD 21146-3715
Document Number	4258000244
Book / Page	42581 / 244
Instrument Date	Jul 15, 2026
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	VYLLA TITLE LLC, VYLLA TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 CEDAR RD, SEVERNA PARK, MD 21146-3715

Mortgage

Document Number	4258000251,
Date	Jul 30, 2026
Book Page	42581/251

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	43 CEDAR RD, SEVERNA PARK, MD 21146-3715
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 CEDAR RD, SEVERNA PARK, MD 21146-3715

Mortgage

Document Number	0372520415
Date	Jul 23, 2021
Book Page	37252/415

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 19, 2020
Property Address	43 CEDAR RD, SEVERNA PARK, MD 21146-3715
Document Number	0350680418
Book / Page	35068 / 418
Map Reference	MB 30 FO 46
Instrument Date	Jul 6, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	EAGLE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	43 CEDAR RD, SEVERNA PARK, MD 21146-3715

Mortgage

Document Number	35068424
Date	Aug 19, 2020
Instrument	35068/424

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	43 CEDAR RD, SEVERNA PARK, MD 21146-3715
Document Number	0350680424
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	43 CEDAR RD SEVERNA PARK MD 211463715, SEVERNA PARK, MD 21146-3715

Mortgage

Document Number	0350680424
Date	Aug 19, 2020
Book Page	035068/000424

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 9, 2018
Property Address	43 CEDAR RD, SEVERNA PARK, MD 21146-3715
Document Number	0319090050
Book / Page	031909 / 000050
Instrument Date	May 5, 2017
Transaction Type	Transfer
Record Updated	Mar 30, 2018
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	43 CEDAR RD SEVERNA PARK MD 211463715, SEVERNA PARK, MD 21146-3715

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$632,000 (+8.67%)	$682,400 (-) Land $431,600 Building $250,800
2025	$6,858.00 (+8.53%)	$581,600 (+15.79%)	$682,400 (+28.46%) Land $431,600 Building $250,800
2024	$6,319.00 (+15.23%)
2023	$5,484.00	$502,267	$531,200 Land $368,600 Building $162,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Astound Broadband, Believe Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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