48 Cathedral Oaks Dr, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 48 Cathedral Oaks Dr, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,748 sqft · built 1993
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (May 2025)
Tax Bill	$6,034 (2025)
Deeds & Mortgages	Mar 2021 Refinance Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:85 L:95`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:85 L:95`
Alternative APN	`850950000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,748 sqft Living Area
Gross Area	4,075 sqft
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	850950000
Street Address	48 CATHEDRAL OAKS DR
City	BIDDEFORD
State	ME
Zip	04005-9362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	CATHEDRAL OAKS PH M
Legal Lot Number	95
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2008
Census Tract	25100

Owner

48 Cathedral Oaks Dr is owned and occupied by two individuals who bought it in May 2025.

Source: York County and Biddeford City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 CATHEDRAL OAKS DR, BIDDEFORD, ME 04005-9362
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SACO & BIDDEFORD SAVINGS
Feb 3, 2017	Deed of Trust, Mortgage TD BANK NA
Jul 16, 2018	Deed of Trust, Mortgage SACO & BIDDEFORD SAVS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2025 · Amount on File
Deed Sale	May 29, 2025 · Amount on File
Deed Document Number	20252025016782
Deed Book / Page	19667 / 855
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	48 CATHEDRAL OAKS DR, BIDDEFORD, ME 04005-9362
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185760852
Date	Mar 3, 2021
Book Page	18576/852
Instrument	2021012178

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2031

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	48 CATHEDRAL OAKS DR, BIDDEFORD, ME 04005-9362
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0174150952
Date	Feb 3, 2017
Book Page	17415/0952
Instrument	2017004815

Lender

Name	TD BANK NA

Agreement

Amount	Amount on Record

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	48 CATHEDRAL OAKS DR, BIDDEFORD, ME 04005-9362
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177530553
Date	Jul 16, 2018
Book Page	17753/0553
Instrument	2018026591

Lender

Name	SACO & BIDDEFORD SAVS

Agreement

Amount	Amount on Record
Term	241 Months
Due	Aug 3, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 48 Cathedral Oaks Dr was $6,034, up 5.5% from the year before.

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,034.00 (+5.45%)	$403,900 (+0.37%) Land $176,200 Building $227,700
2024	$5,722.00 (+9.12%)	$402,400 (+0.68%) Land $176,200 Building $226,200
2023	$5,244.00 (+7.99%)	$399,700 (+35.08%) Land $173,500 Building $226,200	$549,860
2022	$4,856.00	$295,900 Land $99,600 Building $196,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Cathedral Oaks Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Cathedral Oaks Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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