48 Cambridge Ct, Beacon Falls, CT 06403 Property Records

Beacon Falls Town property record for 48 Cambridge Ct, Beacon Falls, CT 06403

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,080 sqft · built 1982
Owner	Individual Name on Record
Last Sale	$235,000 (Jul 2026)
Tax Bill	$3,194 (2025)
Deeds & Mortgages	Jul 2026 Second Mortgage Jul 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`BEAC M:015 B:001 L:0001-001500`

Property Details

APN / Parcel Number

Primary APN	`BEAC M:015 B:001 L:0001-001500`
Alternative APNs	`00001500` `1500`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,080 sqft Living Area
Basement Area	540 sqft
Unfinished Basement	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1500
Street Address	48 CAMBRIDGE CT
City	BEACON FALLS
State	CT
Zip	06403-4931
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1
Legal Subdivision	BEACON HILL
Legal Block	1
Legal Lot Number	1-1500
Jurisdiction	BEACON FALLS CT
Township / Civil Division	BEACON FALLS
Census Block Group	2
Census Block	2001
Census Tract	341100

Owner

Source: Beacon Falls Town records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	18 BRIDGE ST, U, NAUGATUCK, CT 06770-2800
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOUSING FUND INC
Jul 17, 2026	Warranty Deed, Transfer · Line of Credit THOMASTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Prior Sale	Sep 13, 2007 · Amount on Record
Deed Book / Page	262 / 948
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEACON FALLS CT
Recording Date	Jul 17, 2026
Property Address	48 CAMBRIDGE CT, BEACON FALLS, CT 06403-4931
Document Number	0000000525
Book / Page	262 / 969
Instrument Date	Jul 17, 2026
Instrument	2026525
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CAMBRIDGE CT, BEACON FALLS, CT 06403-4931

Mortgage

Document Number	0000000525,
Date	Jul 17, 2026
Book Page	262/969
Instrument	2026525

Lender

Name	HOUSING FUND INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.47%
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEACON FALLS CT
Recording Date	Jul 17, 2026
Property Address	48 CAMBRIDGE CT, BEACON FALLS, CT 06403-4931
Document Number	0000000523
Book / Page	262 / 948
Instrument Date	Jul 15, 2026
Instrument	2026523
Transaction Type	Transfer
Record Updated	Sep 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Jul 17, 2026

Lender

Name	THOMASTON SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Beacon Falls Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Beacon Falls Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,194.00	$104,870 (-) Building $104,870	$149,814 Building $149,814
2024	$3,194.00 (+3.1%)
2023	$3,098.00 (+4.34%)	$104,870 (-) Building $104,870
2022	$2,969.00	$104,870 Building $104,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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