48 Cairnes Cir, Canton, NC 28716 Property Records

Haywood County property record for 48 Cairnes Cir, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,040 sqft · built 1993
Lot Size	0.586 acres (25,526 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Mar 2021)
Tax Bill	$1,843 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8667-30-6920`

Property Details

APN / Parcel Number

Primary APN	`8667-30-6920`
Alternative APN	`266215`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,040 sqft Heated Area
Gross Area	1,820 sqft
1st Floor Area	1,040 sqft
Upper Floors Area	780 sqft
Basement Area	1,026 sqft
Finished Basement	1,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Roof Material	Asphalt
Lot Area	25,526 sqft (0.586 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	266215
Street Address	48 CAIRNES CIR
City	CANTON
State	NC
Zip	28716-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	48 CAIRNES CIR
Legal Subdivision	PROPERTY OF DENNIS & JENNIFER STAMEY
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	4
Census Block	4006
Census Tract	920300

Owner

48 Cairnes Cir is owned and occupied by two individuals who bought it in March 2021.

Source: Haywood County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 CAIRNES CIR, CANTON, NC 28716-2722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2021 · Amount on File
Deed Sale	Mar 11, 2021 · Amount on File
Prior Sale	Oct 23, 2015 · Amount on File
Deed Document Number	20212940
Deed Book / Page	1024 / 377
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Mar 11, 2021
Property Address	48 CAIRNES CIR, CANTON, NC 28716-2722
Document Number	0010240377
Book / Page	1024 / 377
Map Reference	DR 01-A-01-93-199
Instrument Date	Mar 11, 2021
Instrument	2021002940
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 BAKER DR, 51, ASHEVILLE, NC 28806-1926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CAIRNES CIR, CANTON, NC 28716-2722

Mortgage

Document Number	0001024380
Date	Mar 11, 2021
Instrument	1024/380

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 48 Cairnes Cir was $1,843.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,200 (-) Land $23,500 Building $235,700
2025	$1,843.00	$259,200 Land $23,500 Building $235,700	$259,200 Land $23,500 Building $235,700
2023		$259,200 Land $23,500 Building $235,700	$259,200 Land $23,500 Building $235,700
2021			$259,200 Land $23,500 Building $235,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Cairnes Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2021–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Cairnes Cir is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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