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48 Cache Cay Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 48 Cache Cay Dr, Vero Beach, FL 32963 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 2009
Square Footage3,278 sqft Living Area
Lot Size19,602 sqft (0.45 acres)
OccupancyOwner Occupied
Last Sale$1,575,000 (2023)
Tax Bill$21,000.00 (2025)

Property Details

APN / Parcel Number

Primary APN32-40-29-00014-0000-00086.0
Alternative APN
  • 57472

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms7 Rooms
Building Area3,278 sqft Living Area
1st Floor3,278 sqft 1st Floor
Stories1 Stories
Interior StructurePlywood Interior Structure

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2009
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionHip Roof Construction
Roof MaterialMetal Roof
Lot Area19,602 sqft (0.45 acres)
Depth X Width165 ft x 130 ft Depth x Width
Driveway1 Driveway
Driveway Area1,440 sqft Driveway
Garage Area620 sqft Garage

Exterior Amenities

Pool Area1 sqft Pool
Patio Area32 sqft Patio
PorchOpen Porch
Porch Area548 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number57472
Street Address48 CACHE CAY DR
CityVERO BEACH
StateFL
Zip32963-1210
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCACHE CAY SUBDIVISION LOT 86 PBI 9-62 & 62A
Legal Range40
Legal Township32
Legal Section29
Legal SubdivisionCACHE CAY SUBDIVISION
Legal Lot Number86
JurisdictionINDIAN RIVER FL
Minor Civil DivisionVERO BEACH
Census Blockgroup2
Census Block2044
Census Tract50505

Owner

Source: Indian River County records · APN 32-40-29-00014-0000-00086.0

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address48 CACHE CAY DR, VERO BEACH, FL 32963-1210
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2023Warranty Deed, Transfer
PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L
Feb 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
MARINE BANK & TRUST COMPANY
Sep 12, 2018Deed of Trust, Mortgage · Line of Credit
NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2023 · Amount on Record
Deed SaleJun 23, 2023 · Amount on Record
Prior SaleMay 04, 2016 · Amount on Record
Deed Doc Number3120230031697
Deed Book / Page3630 / 1335
Record RefreshedJun 08, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJun 23, 2023
Property Address48 CACHE CAY DR, VERO BEACH, FL 32963-1210
Document Number0036301335
Book / Page3630 / 1335
Map ReferenceMB 9 PG 62-62A
Instrument DateJun 21, 2023
Instrument3120230031697
Transaction TypeTransfer
Record UpdatedJul 07, 2023
Title CompanyPREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L

Transaction

AmountAmount Recorded
Tax$11,025.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address133 PRESTWICK CIR, VERO BEACH, FL 32967-7518

Transferred To (Grantee/Buyer)

NameVerified Name
Address3663 S ALBION ST, ENGLEWOOD, CO 80113-4237

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address48 CACHE CAY DR, VERO BEACH, FL 32963-1210
Transaction TypeMortgage
Record UpdatedMar 16, 2022
Title CompanyALLIANCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 CACHE CAY DR, VERO BEACH, FL 32963-1210

Mortgage

Document Number0035150572
DateFeb 25, 2022
Book Page3515/572
Instrument3120220012414
Lender
NameMARINE BANK & TRUST COMPANY
TypeBank
AddressVERO BEACH, FL 32963
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address48 CACHE CAY DR, VERO BEACH, FL 32963-1210
Document Number0031481864
Instrument DateSep 12, 2018
Transaction TypeMortgage
Record UpdatedSep 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address48 CACHE CAY DR VERO BEACH FL 329631210, VERO BEACH, FL 32963-1210

Mortgage

Document Number0031481864
DateSep 17, 2018
Book Page003148/001864
Instrument56681
Lender
NameNATIONAL BK/COMMERCE
TypeBank
AddressVERO BEACH, FL 32960
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalityVero Beach City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$21,000.00 (+198.55%)$1,343,543 (+178.36%) Land $513,067 Building $830,476$1,343,543 (+43.91%) Land $513,067 Building $830,476
2023$7,034.00 (+3.02%)$482,666 (+3%)$933,608 (+16.43%) Land $517,135 Building $416,473
2022$6,828.00$468,607$801,883 Land $449,682 Building $352,201

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 3% of the US · above 3% of Florida
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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