45 Cache Cay Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 45 Cache Cay Dr, Vero Beach, FL 32963 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1989
Square Footage	3,463 sqft Living Area
Lot Size	23,522 sqft (0.539 acres)
Garage	672 sqft
Occupancy	Owner Occupied
Tax Bill	$13,047.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`32-40-29-00014-0000-00023.0`
Alternative APN	`57409`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	3,463 sqft Living Area
1st Floor	2,730 sqft 1st Floor
Stories	1 Stories
Utility Area	44 sqft Utility Area
Utility Room	Utility Room
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1989
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Retaining Wall Foundation
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	23,522 sqft (0.539 acres)
Depth X Width	159 ft x 149 ft Depth x Width
Driveway	1 Driveway
Driveway Area	1,200 sqft Driveway
Garage Area	672 sqft Garage

Exterior Amenities

Pool Area	450 sqft Pool
Deck Area	400 sqft Deck
Patio Area	1,114 sqft Patio
Porch	Open Porch
Porch Area	78 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	57409
Street Address	45 CACHE CAY DR
City	VERO BEACH
State	FL
Zip	32963-1211
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CACHE CAY SUBDIVISION LOT 23 PBI 9-62 & 62A
Legal Range	40
Legal Township	32
Legal Section	29
Legal Subdivision	CACHE CAY SUBDIVISION
Legal Lot Number	23
Jurisdiction	INDIAN RIVER FL
Minor Civil Division	VERO BEACH
Census Blockgroup	2
Census Block	2031
Census Tract	50505

Owner

Source: Indian River County records · APN 32-40-29-00014-0000-00023.0

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 CACHE CAY DR, VERO BEACH, FL 32963-1211
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 13, 2022
Deed Sale	Mar 13, 2022
Deed Doc Number	0035521004
Deed Book / Page	01289 / 01373
Prior Transfer Date	Aug 12, 1999
Prior Transfer Doc	0128901373
Record Refreshed	Jun 08, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 03, 2020
Property Address	45 CACHE CAY DR, VERO BEACH, FL 32963-1211
Document Number	0033530714
Book / Page	003353 / 000714
Instrument Date	Oct 29, 2020
Instrument	66003
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1701 TALL PINE CIR SAFETY HARBOR FL 346955204, SAFETY HARBOR, FL 34695-5204

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,047.00 (+9.79%)	$847,701 (+5.99%)	$2,077,801 (+5.44%) Land $1,303,748 Building $774,053
2023	$11,884.00 (+2.25%)	$799,816 (+3%)	$1,970,528 (+30.49%) Land $1,303,748 Building $666,780
2022	$11,623.00	$776,520	$1,510,107 Land $948,180 Building $561,927

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.