48 Broad St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 48 Broad St, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	1,704 sqft · built 1920
Lot Size	0.086 acres (3,751 sqft)
Owner	Individual Name on File
Last Sale	$37,500 (Sep 1997)
Tax Bill	$11,858 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00522-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`03-00522-0000-00018`
Alternative APNs	`030052200018` `6251008`

Interior

Stories	2 Stories
Building Area	1,704 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	3,751 sqft (0.086 acres)

Location & Zoning

Account Number	6251008
Street Address	48 BROAD ST
City	CRANFORD
State	NJ
Zip	07016-3066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CRANFORD
Legal Block	522
Legal Lot Number	18
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	4
Census Block	4007
Census Tract	37300

Owner

48 Broad St is owned and occupied by an individual who acquired it in May 2018.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	48 BROAD ST, CRANFORD, NJ 07016-3066
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Dec 26, 2018	Quit Claim Deed, Transfer NATIONAL INTEGRITY LLC
Feb 15, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 1997 · Amount on File
Deed Sale	Sep 4, 1997 · Amount on File
Deed Document Number	199743700
Deed Book / Page	4565 / 346
Last Transfer Date	May 21, 2018
Transfer Doc	0063022021
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	48 BROAD ST, CRANFORD, NJ 07016-3066
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	NATIONAL INTEGRITY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145182469
Date	Dec 26, 2018
Book Page	14518/2469
Instrument	667123

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Mar 1, 2048

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NJ
Recording Date	Dec 26, 2018
Property Address	48 BROAD ST, CRANFORD, NJ 07016-3066
Document Number	0063022021
Book / Page	006302 / 002021
Instrument Date	May 21, 2018
Instrument	308311
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	NATIONAL INTEGRITY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 BROAD STRECT CRANFORD NJ 07016, CRANFORD, NJ 07016

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	Feb 15, 2018
Property Address	48 BROAD ST, CRANFORD, NJ 07016-3066
Document Number	0062460297
Book / Page	6246 / 0297
Instrument Date	Jan 31, 2018
Instrument	296806
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 BROAD ST, CRANFORD, NJ 07016-3066

Mortgage

Document Number	653845
Date	Feb 15, 2018
Instrument	653845

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 48 Broad St was $11,858, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,600 (-) Land $61,100 Building $102,500	$163,600 (-) Land $61,100 Building $102,500
2025	$11,858.00 (+6.93%)	$163,600 Land $61,100 Building $102,500	$163,600 Land $61,100 Building $102,500
2024	$11,090.00
2023		$163,600 Land $61,100 Building $102,500	$163,600 Land $61,100 Building $102,500
2022	$10,817.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Broad St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	8 (2007–2021)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Broad St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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