40 Broad St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 40 Broad St, Cranford, NJ 07016

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1919
Lot Size0.117 acres (5,079 sqft)
Owner2 Individual Names on Record
Last Sale$146,500 (Aug 1994)
Tax Bill$13,518 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-00522-0000-00021

Property Details

APN / Parcel Number

Primary APN03-00522-0000-00021
Alternative APNs
  • 030052200021
  • 6254001

Interior

Stories2 Stories

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Construction TypeFrame
Lot Area5,079 sqft (0.117 acres)

Location & Zoning

Account Number6254001
Street Address40 BROAD ST
CityCRANFORD
StateNJ
Zip07016-3066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block522
Legal Lot Number21
JurisdictionUNION NJ
Township / Civil DivisionCRANFORD
Census Block Group4
Census Block4007
Census Tract37300

Owner

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40 BROAD ST, CRANFORD, NJ 07016-3066
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 1994 · Amount on Record
Deed SaleAug 10, 1994 · Amount on Record
Deed Document Number19947759
Deed Book / Page4140 / 283
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address40 BROAD ST, CRANFORD, NJ 07016-3066
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0147292727
DateJul 16, 2020
Book Page14729/2727
Instrument695004
Lender
NamePRIMELENDING
TypeMortgage Company
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionCranford Township
Unified School DistrictCranford Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$186,500 (-) Land $66,800 Building $119,700$186,500 (-) Land $66,800 Building $119,700
2025$13,518.00 (+9.09%) Veteran's exemption$186,500 (-) Land $66,800 Building $119,700$186,500 (-) Land $66,800 Building $119,700
2024$12,392.00 (+2.57%)
2023$186,500 Land $66,800 Building $119,700$186,500 Land $66,800 Building $119,700
2022$12,081.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims8 (2007–2021)
Claims Outside the SFHA7 of 8
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Broad St

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