48 Brainard Rd, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 48 Brainard Rd, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,736 sqft · built 1997
Lot Size	0.544 acres (23,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Sep 2023)
Tax Bill	$8,659 (2026)
Deeds & Mortgages	Mar 2022 Refinance Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MAP 56`

Property Details

APN / Parcel Number

Primary APN	`MAP 56`
Alternative APN	`WILB M:1250 B:48 L:798`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area
Gross Area	3,816 sqft
1st Floor Area	1,520 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	23,680 sqft (0.544 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	MAP 56
Street Address	48 BRAINARD RD
City	WILBRAHAM
State	MA
Zip	01095-1430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R26
Legal Subdivision	WILBRAHAM HEIGHTS
Legal Block	48
Legal Lot Number	798
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	2
Census Block	2015
Census Tract	813601

Owner

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 BRAINARD RD, WILBRAHAM, MA 01095-1430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Mar 2, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 7, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage SIRVA MORTGAGE INC
Feb 14, 2020	Quit Claim Deed, Transfer · FHA Mortgage PROVINCE MORTGAGE ASSOCIATES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2023 · Amount on Record
Deed Sale	Sep 7, 2023 · Amount on Record
Prior Sale	Feb 14, 2020 · Amount on Record
Deed Book / Page	25145 / 434
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	48 BRAINARD RD, WILBRAHAM, MA 01095-1430
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024427-297
Date	Mar 1, 2022
Book Page	24427/297
Instrument	12623

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	48 BRAINARD RD, WILBRAHAM, MA 01095-1430
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023738-209
Date	Mar 2, 2021
Book Page	23738/209
Instrument	14279

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Sep 7, 2023
Property Address	48 BRAINARD RD, WILBRAHAM, MA 01095-1430
Document Number	025145-434
Book / Page	25145 / 434
Instrument Date	Sep 7, 2023
Instrument	42174
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	500 MEMORIAL DR, CHICOPEE, MA 01020-5071

Mortgage

Document Number	0000042175
Date	Sep 7, 2023
Instrument	42175

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Feb 14, 2020
Property Address	48 BRAINARD RD, WILBRAHAM, MA 01095-1430
Document Number	23087-225
Book / Page	23087 / 225
Instrument Date	Feb 14, 2020
Instrument	8392
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 WILLARD ST APT 108, 108, QUINCY, MA 02169-7450

Mortgage

Document Number	8393
Date	Feb 14, 2020
Instrument	8393

Lender

Name	PROVINCE MORTGAGE ASSOCIATES INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,659.00 (+0.19%)	$496,200 (+2.65%) Land $88,600 Building $407,600	$522,883 (+3.28%)
2025	$8,643.00 (+7.79%)	$483,400 (+11.54%) Land $88,600 Building $394,800	$506,255 (+13.99%)
2024	$8,018.00 (+13.14%)	$433,400 (+14.35%) Land $88,600 Building $344,800	$444,125
2023	$7,087.00	$379,000 Land $88,600 Building $290,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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