48 Biltmore Ave, Rye, NY 10580 Property Records

Westchester County and Harrison Town property record for 48 Biltmore Ave, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	6 ba · 5,800 sqft · built 1985
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,925,000 (Apr 2019)
Tax Bill	$51,166 (2026)
Deeds & Mortgages	Dec 2021 Refinance Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`552801 0544.-7`

Property Details

APN / Parcel Number

Primary APN	`552801 0544.-7`
Alternative APNs	`5528000005440000007` `000034500`

Interior

Full Baths	6 Baths
Stories	2 Stories
Building Area	5,800 sqft Living Area
1st Floor Area	3,400 sqft
2nd Floor Area	2,400 sqft
Basement Area	1,210 sqft
Finished Basement	1,210 sqft
Unfinished Basement	1,210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Composition/Composite
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	173 sqft
Patio Area	1,715 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000034500
Street Address	48 BILTMORE AVE
City	RYE
State	NY
Zip	10580-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	SUBD2VISION MAP PREPARED FOR VINCRET
Legal Lot Number	7
Jurisdiction	WESTCHESTER NY
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2000
Census Tract	8500

Owner

Source: Westchester County and Harrison Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 BILTMORE AVE, RYE, NY 10580-1823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 18, 2019	Quit Claim Deed, Transfer TITLEVEST AGENCY INC
Apr 18, 2019	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2019 · Amount on Record
Deed Sale	Apr 18, 2019 · Amount on Record
Deed Document Number	2019591073233
Prior Transfer Date	Apr 3, 2019
Prior Transfer Doc	0590933218
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	48 BILTMORE AVE, RYE, NY 10580-1823
Transaction Type	Mortgage
Record Updated	Dec 5, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 BILTMORE AVE, RYE, NY 10580-1823

Mortgage

Document Number	0613513597
Date	Dec 20, 2021
Instrument	613513597

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	48 BILTMORE AVE, RYE, NY 10580-1823
Transaction Type	Mortgage
Record Updated	Dec 5, 2022
Title Company	EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 BILTMORE AVE, RYE, NY 10580-1823

Mortgage

Document Number	0613513596
Date	Dec 20, 2021
Instrument	613513596

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	1.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.5%
Max Rate At Change	6.5%
Index	Other
Max Rate	6.5%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Apr 18, 2019
Property Address	48 BILTMORE AVE, RYE, NY 10580-1823
Document Number	0590933218
Book / Page	059093 / 003218
Instrument Date	Apr 3, 2019
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	TITLEVEST AGENCY INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48 BILTMORE AVE RYE NY 105801823, RYE, NY 10580-1823

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Apr 18, 2019
Property Address	48 BILTMORE AVE, RYE, NY 10580-1823
Document Number	0591073233
Book / Page	059107 / 003233
Instrument Date	Apr 3, 2019
Transaction Type	Transfer
Record Updated	May 1, 2019
Title Company	TITLEVEST AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 PINE LN RYE NY 105802715, RYE, NY 10580-2715

Mortgage

Document Number	591073299
Date	Apr 18, 2019
Book Page	059107/003299

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.62%

Tax Assessment & Valuation

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Harrison Town
Municipality	Harrison Village
Unified School District	Harrison Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$51,166.00 (-23.33%)
2025	$66,733.00	$30,500 (-) Land $7,500 Building $23,000	$2,629,311 (-2.59%) Land $646,552 Building $1,982,759
2024		$30,500 (-) Land $7,500 Building $23,000	$2,699,115 (+3.54%) Land $663,717 Building $2,035,398
2023		$30,500 Land $7,500 Building $23,000	$2,606,838 Land $641,026 Building $1,965,812

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1979–2021)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable	940 / 35

May also be available: T-Mobile.

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