46 Biltmore Ave, Rye, NY 10580 Property Records

Westchester County and Harrison Town property record for 46 Biltmore Ave, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 5,714 sqft · built 1985
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,300,000 (Sep 1996)
Tax Bill	$65,928 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`552801 0544.-4`

Property Details

APN / Parcel Number

Primary APN	`552801 0544.-4`
Alternative APNs	`5528000005440000004` `000034490`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,714 sqft Living Area
1st Floor Area	3,014 sqft
2nd Floor Area	2,700 sqft
Basement Area	2,500 sqft
Finished Basement	2,500 sqft
Unfinished Basement	2,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Stucco
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000034490
Street Address	46 BILTMORE AVE
City	RYE
State	NY
Zip	10580-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	SUBDIVISION MAP VINCENT DEPAUL DRADDY
Legal Lot Number	4
Jurisdiction	WESTCHESTER NY
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2000
Census Tract	8500

Owner

Source: Westchester County and Harrison Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 BILTMORE AVE, RYE, NY 10580-1823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Oct 30, 2018	Grant Deed, Transfer IBERIA BK
Oct 19, 2018	Loan Modification, Mortgage IBERIA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 1996 · Amount on Record
Deed Sale	Sep 16, 1996 · Amount on Record
Deed Book / Page	11529 / 195
Prior Transfer Date	Dec 11, 1995
Prior Transfer Doc	1134000181
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	46 BILTMORE AVE, RYE, NY 10580-1823
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0621533863
Date	Jun 3, 2022
Instrument	621533863

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38181

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 3, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	46 BILTMORE AVE, RYE, NY 10580-1823
Transaction Type	Mortgage
Record Updated	May 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0610953032
Date	Apr 5, 2021
Instrument	610953032

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Oct 30, 2018
Property Address	46 BILTMORE AVE, RYE, NY 10580-1823
Document Number	0582913395
Book / Page	058291 / 003395
Instrument Date	Oct 19, 2018
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	FUTURE TITLE AGENCY INC, FUTURE TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,200.00
Amount Accuracy	Estimated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	52 CENTRAL AVE RYE NY 105802817, RYE, NY 10580-2817

Mortgage

Document Number	582973289
Date	Oct 30, 2018
Book Page	058297/003289

Lender

Name	IBERIA BK
Type	Bank
Address	NEW IBERIA, LA 70562

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	46 BILTMORE AVE, RYE, NY 10580-1823
Document Number	0582973305
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	FUTURE TITLE AGENCY INC, FUTURE TITLE AGCY INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 CENTRAL AVE RYE NY 105802817, RYE, NY 10580-2817

Mortgage

Document Number	0582973305
Date	Oct 30, 2018
Book Page	058297/003305

Lender

Name	IBERIA BK
Type	Bank
Address	NEW IBERIA, LA 70562

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Harrison Town
Municipality	Harrison Village
Unified School District	Harrison Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$65,928.00 (-34.92%)
2025	$101,306.00	$39,300 (-) Land $7,420 Building $31,880	$3,387,931 (-2.59%) Land $639,655 Building $2,748,276
2024		$39,300 (-) Land $7,420 Building $31,880	$3,477,876 (+3.54%) Land $656,637 Building $2,821,239
2023		$39,300 Land $7,420 Building $31,880	$3,358,974 Land $634,188 Building $2,724,786

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1979–2021)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable	940 / 35

May also be available: T-Mobile.

Nearby Properties on Biltmore Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures